中文：

什么基金？这可能是投资者们最常问的问题之一。基金是一种广泛投资的方式，它可以帮助投资者分散风险，同时也可以提供相对稳定的收益。在众多的基金中，一些表现特别优秀的基金往往能够获得更高的收益，并且能够更好地抵御市场风险。那么，什么基金才是最好的选择呢？

首先，投资者应该根据自己的风险承受能力和投资目标来选择基金。对于那些风险承受能力较低的投资者来说，他们可以选择一些相对稳健的基金，如货币基金、债券基金等。而对于那些风险承受能力较高的投资者来说，他们可以选择一些股票基金、混合基金等。

其次，投资者应该选择那些表现优秀的基金。在选择基金时，投资者可以通过查看基金的历史业绩、基金经理的投资能力等方面来评估基金的表现。此外，投资者还可以参考一些权威的基金评级机构对基金的评级结果。

最后，投资者还应该注意选择那些费用合理的基金。基金的费用包括管理费、托管费、销售服务费等。投资者应该根据自己的投资目标和风险承受能力来选择合理的费用水平。

总的来说，选择什么基金取决于投资者的风险承受能力、投资目标以及投资期限等因素。投资者应该综合考虑这些因素，并选择适合自己的基金。

英文：

What fund? This may be one of the most frequently asked questions by investors. Fund is a way of extensive investment that can help investors diversify risk while also providing relatively stable returns. Among the numerous funds, some particularly outstanding funds are often able to obtain higher returns and better withstand market risks. So, what fund is the best choice?

Firstly, investors should choose funds based on their risk tolerance and investment goals. For investors with lower risk tolerance, they can choose some relatively stable funds such as money market funds and bond funds. For investors with higher risk tolerance, they can choose some equity funds, mixed funds, etc.

Secondly, investors should choose funds with excellent performance. When selecting funds, investors can evaluate fund performance by looking at the fund's historical performance, fund manager's investment ability, etc. In addition, investors can also refer to the rating results of some authoritative fund rating agencies.

Finally, investors should also pay attention to selecting funds with reasonable fees. Fund fees include management fees, custody fees, sales service fees, etc. Investors should choose a reasonable fee level based on their investment goals and risk tolerance.

Overall, choosing what fund depends on investors' risk tolerance, investment goals, and other factors such as investment period. Investors should comprehensively consider these factors and choose funds that are suitable for themselves.