中文版

什么叫贴现单据？

贴现单据，简而言之，是指一种将未来应收款项转换为即期现金的金融工具。在商业交易中，当卖方希望提前获得交易款项以应对现金流压力时，便会选择将其未来的应收账款转让给银行或其他金融机构，从而获得即时的现金流入。

葛优躺案件是什么？

葛优躺案件是指一起涉及著名演员葛优的肖像权纠纷案。该案源于葛优发现某家公司在其广告宣传中使用了他的肖像，而未经其本人同意。葛优认为这侵犯了他的肖像权，因此向法院提起了诉讼。

英文版

What Is a Discount Note?

A discount note, in simple terms, refers to a financial instrument that converts future receivables into immediate cash. In commercial transactions, when a seller wishes to obtain the transaction amount in advance to address cash flow pressure, they may choose to transfer their future receivables to a bank or other financial institution, thus obtaining immediate cash inflow.

What Is the Ge You Case?

The Ge You Case refers to a dispute involving the portrayal rights of the renowned actor Ge You. The case originated when Ge You discovered that a company had used his likeness in its advertising without his consent. Ge You believed that this constituted an infringement of his portrayal rights and therefore filed a lawsuit in court.

中文版

贴现单据的详细解析

贴现单据是金融市场上的重要工具，常用于贸易融资和应收账款管理。当一家企业需要迅速变现其未来的应收账款时，便会向银行或其他金融机构提交贴现单据。这些单据通常包括交易的详细信息，如发票号码、交易日期、付款期限等。

银行或金融机构在审核这些单据后，会基于风险评估和资金成本，确定一个贴现率。这个贴现率反映了从贴现日到实际收款日之间的时间价值和潜在风险。企业接受这个贴现率后，银行会扣除相应的利息，然后将剩余金额支付给企业。

葛优躺案件的法律背景

葛优躺案件涉及的核心问题是肖像权的保护。在中国法律中，肖像权是指个人享有其肖像的专有权，包括制作、使用、公开、许可他人使用等权利。当他人的行为侵犯了这些权利时，受害者有权要求停止侵权、消除影响、赔礼道歉，并可以要求赔偿损失。

在葛优躺案件中，葛优认为公司未经他同意使用其肖像进行广告宣传，侵犯了他的肖像权。因此，他向法院提起诉讼，要求公司承担相应的法律责任。

英文版

Detailed Analysis of Discount Notes

Discount notes are important tools in the financial market, commonly used for trade financing and receivables management. When a company needs to quickly cash in its future receivables, it submits discount notes to banks or other financial institutions. These notes typically include detailed information about the transaction, such as invoice numbers, transaction dates, payment terms, etc.

After reviewing these notes, banks or financial institutions determine a discount rate based on risk assessment and funding costs. This discount rate reflects the time value and potential risk between the discount date and the actual collection date. Once the company accepts this discount rate, the bank deducts the corresponding interest and pays the remaining amount to the company.

Legal Background of the Ge You Case

The core issue involved in the Ge You Case is the protection of portrayal rights. In Chinese law, portrayal rights refer to an individual's exclusive right to their likeness, including the rights to produce, use, disclose, and license others to use it. When someone's actions infringe upon these rights, the victim has the right to demand that the infringement be stopped, the impact be eliminated, an apology be made, and compensation for losses can be sought.

In the Ge You Case, Ge You believed that the company had infringed upon his portrayal rights by using his likeness in advertising without his consent. Therefore, he filed a lawsuit in court, demanding that the company bear the corresponding legal responsibilities.