中文段落：

交强险，全称为“机动车交通事故责任强制保险”，是我国法律规定的一项强制保险制度。它主要保障的是因被保险车辆发生交通事故，造成对方人身伤亡或财产损失时，由保险公司依法在责任限额内予以赔偿。交强险的保障范围涵盖了交通事故中可能产生的大部分损失，包括对方的医疗费用、残疾赔偿金、死亡赔偿金、财产损失等。

交强险的推出，旨在保护交通事故中受害者的合法权益，确保他们能够得到及时、公正的赔偿。同时，交强险制度也促使驾驶员更加注意交通安全，减少交通事故的发生。对于车主而言，购买交强险是法定义务，也是对自己和他人生命安全的一种负责任的态度。

总的来说，交强险是一项重要的保险制度，它为交通事故中的受害者提供了基本的保障。了解交强险的保障内容和意义，有助于我们更好地认识这一制度，并在日常生活中遵守相关规定，共同维护交通安全。

英文段落：

The Compulsory Traffic Accident Insurance, also known as "Compulsory Liability Insurance for Motor Vehicle Traffic Accidents," is a mandatory insurance system stipulated by Chinese law. Its primary purpose is to provide compensation for personal injury or property damage caused by insured vehicles in traffic accidents, with the insurance company legally liable to make payments within the prescribed limits.

The scope of coverage of the Compulsory Traffic Accident Insurance encompasses most potential losses arising from traffic accidents, including medical expenses, compensation for disability or death, and property damage. This insurance aims to protect the legitimate rights and interests of accident victims, ensuring they receive timely and fair compensation. At the same time, it encourages drivers to pay more attention to traffic safety, thus reducing the occurrence of traffic accidents. For car owners, purchasing this insurance is a legal obligation and a responsible attitude towards the safety of both themselves and others.

Overall, the Compulsory Traffic Accident Insurance is a crucial insurance system that provides basic protection for accident victims. Understanding its coverage and significance helps us better recognize this system and comply with relevant regulations in daily life, thereby contributing to the overall safety of road traffic.