现货的手续费怎么算

在金融投资领域，现货交易是一种常见的投资方式，而了解现货手续费的计算方法对于投资者来说至关重要。

现货手续费的计算方式因不同的现货品种和交易平台而有所差异。一般来说，常见的计算方式包括以下几种：

首先，对于一些现货合约，手续费可能按照建仓价或平仓价的一定比例收取。例如，有的平台建仓手续费为建仓价乘以合约单位、持仓数量和费率，平仓手续费为平仓价乘以相同的参数和费率。假设在某平台，李先生在 3500 元/千克时买入 1 手现货合约 50 吨，然后在同一天内于 3700 元/吨时将合约平仓。手续费（单边万分之六）：平仓手续费为 3700×50×1×0.0006 = 111 元；手续费（双边万分之十二）：建仓手续费为 3500×50×1×0.0012 = 210 元，平仓手续费为 3700×50×1×0.0012 = 222 元，手续费共计 210 + 222 = 432 元。

其次，还有一种常见的计算方式是将手续费分为建仓手续费和平仓手续费两部分。建仓手续费等于建仓价乘以合约单位、持仓数量和费率，平仓手续费的计算方式相同。同时，还可能存在延期费，也被称为仓息或者隔夜费，目的通常被认为是鼓励日内交易。盈利的计算则是通过盈利点数乘以规格、手数再减去手续费得出，盈利点数等于卖出价减去买入价。点差费等于点差乘以规格乘以手数，隔夜费等于市场成交价格乘以规格乘以手续费比例乘以手数。

需要注意的是，在国内，现货交易的情况已经发生了变化。自 2016 年起，大部分现货交易被取缔，如今可以进行交易的主要是国内的商品期货。国内商品期货的交易品种手续费有两种收费方式：一是按照固定一手的金额收取，比如一手的手续费就是 3.6 元；二是按照期货一手交易金额的万分之几计算，例如一手螺纹钢的手续费 9 元，是按照一手螺纹钢总资金 3 万元计算得出，即 1 万元收取 3 元。

对于现货黄金交易，手续费一般平台为双边 0.5 点/手。理论上来说，现货黄金价格交易一手交易手续费是 0.5 的点差加上 50 美金的佣金，也就是 1 个点的手续费。当投资者 1200 美元买一手多单，价格到 1210 时赚取 10 个点即 1000 美元，扣除交易手续费，纯利润为 900 美元。如果当天没有平仓，现货黄金交易手续费中的仓储费为：多单每天收取 29 元人民币（暂定），空单每天返给客户 13 元人民币（暂定），并且可以随时进行黄金实物交割。

总之，投资者在进行现货交易之前，务必了解清楚所选择的交易平台的手续费计算方式，以便更好地规划投资策略和控制成本。

How to Calculate the Handling Fee of Spot Trading

In the field of financial investment, spot trading is a common investment method, and understanding the calculation method of spot handling fees is crucial for investors.

The calculation method of spot handling fees varies depending on different spot varieties and trading platforms. Generally speaking, the common calculation methods include the following:

Firstly, for some spot contracts, the handling fee may be charged as a certain proportion of the opening position price or the closing position price. For example, on some platforms, the opening position handling fee is calculated as the opening position price multiplied by the contract unit, the number of positions held, and the rate, and the closing position handling fee is calculated in the same way. Suppose on a certain platform, Mr. Li buys 1 hand of a spot contract of 50 tons at 3500 yuan/kg and then closes the contract at 3700 yuan/ton on the same day. Handling fee (one-way 0.06%): The closing position handling fee is 3700×50×1×0.0006 = 111 yuan; Handling fee (two-way 0.12%): The opening position handling fee is 3500×50×1×0.0012 = 210 yuan, and the closing position handling fee is 3700×50×1×0.0012 = 222 yuan. The total handling fee is 210 + 222 = 432 yuan.

Secondly, another common calculation method is to divide the handling fee into two parts: the opening position handling fee and the closing position handling fee. The opening position handling fee is equal to the opening position price multiplied by the contract unit, the number of positions held, and the rate, and the calculation method for the closing position handling fee is the same. At the same time, there may also be a deferred fee, also known as warehouse interest or overnight fee, and the purpose is usually considered to encourage intraday trading. The calculation of profits is obtained by multiplying the profit points by the specification, the number of hands, and then subtracting the handling fee. The profit points are equal to the selling price minus the buying price. The spread fee is equal to the spread multiplied by the specification multiplied by the number of hands, and the overnight fee is equal to the market transaction price multiplied by the specification multiplied by the handling fee ratio multiplied by the number of hands.

It should be noted that in China, the situation of spot trading has changed. Since 2016, most spot trading has been banned, and now the main tradable items are domestic commodity futures. There are two charging methods for the handling fees of domestic commodity futures trading varieties: One is to charge a fixed amount for one hand, such as a handling fee of 3.6 yuan for one hand; the other is to calculate based on a certain percentage of the trading amount of one hand of futures, for example, the handling fee for one hand of rebar is 9 yuan, which is calculated based on the total capital of 30,000 yuan for one hand of rebar, that is, 3 yuan for 10,000 yuan.

For spot gold trading, the handling fee on the general platform is 0.5 points/hand for both sides. Theoretically, the handling fee for one hand of spot gold price trading is 0.5 spread plus 50 US dollars of commission, that is, 1 point of handling fee. When an investor buys one hand of a long position at 1200 US dollars and the price reaches 1210, they earn 10 points, that is, 1000 US dollars. After deducting the transaction handling fee, the net profit is 900 US dollars. If the position is not closed on the same day, the storage fee in the spot gold transaction handling fee is: 29 yuan is charged for the long position every day (tentative), and 13 yuan is returned to the customer for the short position every day (tentative), and physical delivery of gold can be carried out at any time.

In conclusion, before conducting spot trading, investors must clearly understand the handling fee calculation method of the selected trading platform in order to better plan investment strategies and control costs.