我们为什么要买保险

保险是一种金融工具，通过购买保险，个人和企业可以规避风险，减少因意外或疾病带来的经济损失。下面我们将探讨购买保险的几个原因。

Firstly, insurance provides peace of mind. 通过买保险，人们可以减轻因潜在风险而产生的担忧。一旦买了保险，人们会感到安心，因为他们知道如果出现意外或疾病，他们将得到经济上的补偿。这种安心感有助于提高生活质量，使人们能够更好地应对生活中的挑战。英文翻译：

Why do we need to buy insurance?

Insurance is a financial tool that allows individuals and businesses to mitigate risks and reduce economic losses caused by accidents or illnesses. Here are several reasons why purchasing insurance is important.

Firstly, insurance provides peace of mind. By purchasing insurance, people can alleviate the担忧that potential risks may cause. Once insured, people will feel at ease because they know that if something unexpected or unfortunate happens, they will receive financial compensation. This sense of security helps improve the quality of life and enables people to better cope with the challenges in life.