为什么要交公积金？

公积金是指企业及其在职职工按照一定比例缴存的长期住房储金。它是一种职工住房保障制度，主要用途是用于购买、建造、翻新、大修自住住房。下面我们将探讨为什么需要缴纳公积金。

首先，公积金制度是国家法律规定的重要的住房社会保障制度之一。它通过强制性储蓄，为职工建立个人住房资金账户，专项用于住房消费支出。这样可以让职工获得长期稳定的住房保障，为购房提供一定的资金支持。英文翻译：Why Should We Pay Housing Fund?

Housing fund refers to the long-term housing savings deposited by enterprises and their在职 employees according to a certain ratio. It is an employee housing security system mainly used for the purchase, construction, renovation, and major repairs of self-owned housing. Here we will explore why it is necessary to pay the housing fund.

Firstly, the housing fund system is an important housing social security system prescribed by the national law. It强制性储蓄through forced savings to establish individual housing fund accounts for employees and專項用於housing consumption expenditure. This allows employees to obtain long-term stable housing security and provide certain financial support for house purchase.