【中文版】

工商银行是中国最大的商业银行之一，其主营业务包括个人金融业务、公司金融业务、结算与现金管理、国际结算与贸易融资、投资银行、资产托管、企业年金等。其中，个人金融业务和公司金融业务是工商银行最为核心的主营业务之一。

个人金融业务方面，工商银行提供各类个人储蓄存款、个人贷款、个人理财、基金、保险、贵金属等金融产品和服务，以满足不同客户的需求。同时，工商银行还积极推进个人金融数字化转型，通过智能化、便捷化的服务，不断提升客户体验。

公司金融业务方面，工商银行提供公司存款、公司贷款、票据贴现、企业理财、国际结算、贸易融资等金融产品和服务，以支持企业发展。同时，工商银行还致力于服务小微企业，推出了一系列针对小微企业的金融产品和服务，以帮助小微企业解决融资难、融资贵的问题。

除此之外，工商银行还提供全球领先的结算与现金管理服务，支持全球范围内的资金流转。同时，工商银行的投资银行业务、资产托管业务等也是市场领先，能够满足不同客户的多元化金融需求。

总的来说，工商银行作为中国最大的商业银行之一，其主营业务涵盖了个人金融业务、公司金融业务、结算与现金管理、国际结算与贸易融资、投资银行、资产托管、企业年金等多个领域，能够为客户提供全方位的金融服务。

【英文版】

ICBC is one of the largest commercial banks in China, with its main business including personal banking business, corporate banking business, settlement and cash management, international settlement and trade financing, investment banking, asset custody, enterprise annuity, etc. Among them, personal banking business and corporate banking business are the most core main businesses of ICBC.

For personal banking business, ICBC provides various personal savings deposits, personal loans, personal finance, funds, insurance, precious metals and other financial products and services to meet the needs of different customers. At the same time, ICBC also actively promotes the digital transformation of personal finance, improving customer experience through intelligent and convenient services.

For corporate banking business, ICBC provides corporate deposits, corporate loans, bill discounting, enterprise finance, international settlement, trade financing and other financial products and services to support企业发展. At the same time, ICBC also focuses on serving small and micro enterprises, launching a series of financial products and services for small and micro enterprises to help them solve the problems of difficult and expensive financing.

In addition, ICBC also provides the world's leading settlement and cash management services to support global fund transfer. At the same time, ICBC's investment banking business, asset custody business, etc. are also market-leading, able to meet the diversified financial needs of different customers.

Overall speaking, as one of the largest commercial banks in China, ICBC's main business covers multiple fields including personal banking business, corporate banking business, settlement and cash management, international settlement and trade financing, investment banking, asset custody and enterprise annuity, able to provide customers with a full range of financial services.