中文：

对于想要申请信用卡的人来说，选择一家利息低的银行非常重要。目前，中国银行的信用卡利息是相对较低的。在市场上，中国银行的信用卡业务相对较早，拥有丰富的经验和较高的技术水平，因此其信用卡利息较低。此外，中国银行还提供了多种类型的信用卡，包括商务卡、旅游卡、购物卡等，以满足不同客户的需求。在申请信用卡时，除了利息外，还需要考虑信用卡的年费、提现手续费等因素。因此，在选择银行时，需要综合考虑这些因素来选择最适合自己的信用卡。

英文：

For people who want to apply for a credit card, choosing a bank with low interest rates is very important. Currently, the credit card interest rates of China Bank are relatively low. In the market, China Bank has relatively early experience in credit card business and high technical level, so its credit card interest rates are low. In addition, China Bank also provides multiple types of credit cards, including business cards, travel cards, shopping cards, etc., to meet the needs of different customers. When applying for a credit card, in addition to interest rates, you also need to consider factors such as annual fees and cash advance fees. Therefore, when choosing a bank, you need to comprehensively consider these factors to choose the most suitable credit card for yourself.