【中文版】

银行卡作为现代金融支付的主要工具，给人们的生活带来了便利，但同时也存在一定的安全风险。那么，什么银行卡不会被盗刷呢？

首先，我们要明确的是银行卡是否会被盗刷，主要取决于银行卡的保管和使用情况，以及发卡银行的安保措施是否得当。如果银行卡丢失或被盗，应该立即联系发卡银行挂失并报警。

其次，一般来说，大型商业银行的安保措施都比较到位，因为它们有更多的资金和技术投入来保障客户的资金安全。同时，使用芯片卡的银行卡比使用磁条卡的银行卡更安全，因为芯片卡具有更高的安全性。

此外，为了防止银行卡被盗刷，我们还需要注意以下几点：不要轻易将银行卡借给他人；不要在公共场合谈论银行卡的密码和验证码；定期更换银行卡密码；使用发卡银行提供的手机银行、网上银行等渠道进行查询和转账操作，以减少在银行柜台或ATM机操作的风险。

总之，虽然不能保证银行卡绝对不会被盗刷，但是通过加强银行卡的保管和使用，以及选择安保措施到位的银行和合适的银行卡类型，可以大大降低银行卡被盗刷的风险。

【英文版】

Bank cards, as the main tool of modern financial payment, bring convenience to people's lives, but they also carry certain security risks. So, what kind of bank card will not be stolen?

First, what determines whether a bank card will be stolen depends mainly on how the bank card is kept and used, as well as whether the issuing bank's security measures are appropriate. If the bank card is lost or stolen, it should be reported immediately to the issuing bank for cancellation and alarm.

Secondly, generally speaking, large commercial banks have better security measures because they have more funds and technical input to protect customer funds. At the same time, chip cards are more secure than magnetic stripe cards because they have higher security.

In addition, in order to prevent bank cards from being stolen, we also need to pay attention to the following points: do not easily lend the bank card to others; do not talk about the bank card password and verification code in public; change the bank card password regularly; use the mobile banking, online banking and other channels provided by the issuing bank for inquiry and transfer operations, so as to reduce the risk of operating at the bank counter or ATM.

In summary, although we cannot guarantee that the bank card will not be stolen absolutely, by strengthening the management and use of bank cards, as well as selecting banks with appropriate security measures and appropriate types of bank cards, we can greatly reduce the risk of bank cards being stolen.