境内银联卡是什么意思？

境内银联卡是指在中国境内发行的、符合中国银行卡业务监管制度的银行卡。银联是中国银行卡的自主品牌，也是中国银行卡产业的主要力量和领导者。银联卡的发行和使用，对于促进中国银行卡产业的快速发展、方便人民群众生活、推动国内消费市场发展、促进对外经济贸易交流等方面发挥了重要作用。

银联卡的业务范围覆盖了借记卡、信用卡、预付卡等多个领域，已成为中国境内最为普及和受欢迎的银行卡之一。使用银联卡，持卡人可以在全国范围内的银联受理网络中办理存取款、转账、消费等业务，同时也可以在境外部分国家和地区使用银联卡进行消费和取现。

与境外的银行卡相比，境内银联卡具有一些独特的优势。首先，境内银联卡可以享受中国境内的各种优惠和服务，比如在特定的商家消费可以享受折扣或积分等。其次，境内银联卡的交易费用相对较低，对于小额交易或者频繁交易的持卡人来说更加经济实惠。此外，境内银联卡还具有安全保障机制，持卡人的资金安全可以得到保障。

英文对照：

What is the meaning of Domestic UnionPay Card?

Domestic UnionPay Card refers to the bank card issued in China that conforms to the Chinese bank card business regulatory system. UnionPay is China's independent brand of bank cards and the main force and leader of the Chinese bank card industry. The issuance and use of UnionPay cards have played an important role in promoting the rapid development of China's bank card industry, facilitating people's lives, promoting the development of the domestic consumer market, and promoting economic and trade exchanges with foreign countries.

The business scope of UnionPay cards covers debit cards, credit cards, prepaid cards and other fields, making it the most popular bank card in China. With UnionPay cards, cardholders can handle deposit, withdrawal, transfer, consumption and other businesses in the UnionPay acceptance network nationwide, and also can use UnionPay cards for consumption and cash withdrawal in some countries and regions outside China.

Compared with foreign bank cards, Domestic UnionPay Cards have some unique advantages. First, Domestic UnionPay Cards can enjoy various discounts and services in China, such as discounts or points at specific merchants. Second, the transaction fees for Domestic UnionPay Cards are relatively low, making them more economical for cardholders who make small or frequent transactions. Additionally, Domestic UnionPay Cards also have security mechanisms to ensure the safety of cardholders' funds.