车辆定损单上的外修费解析

中文：

车辆定损单是保险公司对车辆事故损失进行核定和确认的官方文件。在这份定损单上，车主可以了解到自己车辆受损的具体情况以及相应的赔偿金额。其中，“外修费”是定损单上的一项重要内容。

“外修费”指的是车辆受损后，需要到外部修理厂进行维修所产生的费用。这些费用通常包括维修工时费、零部件更换费用等。当车辆发生事故后，保险公司会派遣定损员前往现场进行勘查和定损。如果车辆需要送往外部修理厂进行维修，定损员会根据车辆受损程度和维修厂的报价，在定损单上注明外修费用。

车主在收到定损单后，应仔细核对其中的外修费用。如果发现费用过高或存在不合理之处，可以与保险公司进行协商和调整。此外，车主在选择修理厂时，也应注意选择正规、有资质的修理厂，避免因维修质量问题产生的额外费用。

总之，“外修费”是车辆定损单上的重要内容之一，车主应了解其含义和计算方式，以便在车辆事故后能够合理、快速地处理赔偿事宜。

英文：

The vehicle damage report is an official document issued by the insurance company to verify and confirm the losses caused by a vehicle accident. Through this report, car owners can understand the specific details of their vehicle's damage and the corresponding compensation amount. Among the details listed on the report, "external repair costs" play a crucial role.

"External repair costs" refer to the expenses incurred when a damaged vehicle is taken to an external repair shop for repairs. These costs usually include labor fees, replacement parts costs, and more. After a vehicle accident, insurance companies will dispatch assessors to the scene to inspect and assess the damage. If the vehicle requires repairs at an external repair shop, the assessor will indicate the external repair costs on the damage report based on the extent of the damage and the quotes from the repair shop.

Upon receiving the damage report, car owners should carefully review the external repair costs. If they find the costs to be unreasonably high or questionable, they can negotiate and adjust with the insurance company. Furthermore, when choosing a repair shop, car owners should ensure they select a legitimate and qualified shop to avoid additional expenses due to poor repair quality.

In conclusion, "external repair costs" are a crucial aspect of the vehicle damage report. Car owners should understand its meaning and calculation method to handle compensation matters reasonably and efficiently after a vehicle accident.