活期一本通是什么?
中文版:
活期一本通是中国银行推出的一种个人活期储蓄账户服务。该服务允许客户在一个单一的账户中管理多个货币种类的活期存款,如人民币、美元、欧元等。通过活期一本通,客户可以方便地进行存款、取款、转账和查询等操作,满足日常的资金管理需求。
活期一本通的特点在于其灵活性和便利性。首先,客户可以根据自己的需要随时存入或取出资金,不受定期存款的约束。其次,该账户支持多种货币种类的存款,方便客户进行跨境交易或持有外币资产。此外,活期一本通还提供了一系列便捷的金融服务,如电子银行、ATM自助服务、手机银行等,使客户能够随时随地管理自己的资金。
对于个人用户而言,活期一本通是一种非常实用的储蓄账户服务。它不仅提供了灵活的资金管理方式,还方便了客户的跨境交易和外币资产管理。同时,该服务还通过电子银行等渠道提供了便捷的金融服务,使客户能够更加方便地管理自己的财务。
英文版:
What is a Current One-Passbook Account?
The Current One-Passbook Account is a personal current savings account service offered by the Bank of China. This service allows customers to manage multiple currencies' demand deposits, such as RMB, USD, EUR, etc., within a single account. With the Current One-Passbook Account, customers can conveniently perform deposit, withdrawal, transfer, and inquiry operations, meeting their daily fund management needs.
The Current One-Passbook Account stands out for its flexibility and convenience. Firstly, customers can deposit or withdraw funds at any time according to their needs, without the constraints of fixed-term deposits. Secondly, the account supports deposits in multiple currencies, facilitating cross-border transactions or the holding of foreign currency assets for customers. Additionally, the Current One-Passbook Account provides a range of convenient financial services, such as e-banking, ATM self-service, and mobile banking, enabling customers to manage their funds anytime, anywhere.
For individual users, the Current One-Passbook Account is a highly practical savings account service. It not only offers flexible fund management but also facilitates cross-border transactions and foreign currency asset management for customers. At the same time, the service provides convenient financial services through channels such as e-banking, making it easier for customers to manage their finances.