什么是实物资产？

中文版：

实物资产，又称为有形资产，是指那些具有实际物质形态、可以被触摸和看到的资产。这些资产主要包括房地产、机器设备、存货、车辆等。实物资产在企业运营中扮演着重要的角色，是企业资产总额的重要组成部分。

实物资产的特点主要有两个：一是具有物质形态，可以被直接观察和使用；二是价值相对稳定，不容易受到市场波动的影响。因此，实物资产往往被视为相对安全的投资选择。

实物资产的管理和运营对于企业的发展至关重要。企业需要通过合理的采购、存储、使用和维护等手段，确保实物资产的有效利用和保值增值。同时，企业还需要对实物资产进行定期评估和调整，以适应市场变化和企业发展的需要。

实物资产与金融资产是相对的。金融资产如股票、债券等，其价值往往受到市场波动的影响，而实物资产则相对稳定。因此，在资产配置中，实物资产和金融资产的比例需要根据投资者的风险承受能力和投资目标进行合理配置。

英文版：

What Are Tangible Assets?

Tangible assets, also known as physical assets, refer to assets that have a physical form and can be touched and seen. These assets primarily include real estate, machinery and equipment, inventory, vehicles, and the like. Tangible assets play a crucial role in the operation of a business and are a significant component of its total asset value.

There are two main characteristics of tangible assets: first, they have a physical form that can be directly observed and used; second, their value is relatively stable and not easily affected by market fluctuations. Therefore, tangible assets are often considered a relatively safe investment choice.

The management and operation of tangible assets are crucial for the development of a business. Companies need to ensure the effective utilization and preservation of value of tangible assets through reasonable procurement, storage, usage, and maintenance. At the same time, businesses also need to regularly evaluate and adjust tangible assets to adapt to market changes and business development needs.

Tangible assets are contrasted with financial assets. Financial assets such as stocks and bonds often have their value affected by market fluctuations, while tangible assets are relatively stable. Therefore, in asset allocation, the proportion of tangible assets and financial assets needs to be reasonably allocated based on the investor's risk tolerance and investment objectives.