什么叫银行预留号？

中文

银行预留号，也称为银行预留手机号码，是指在银行开户时，客户所提供的用于接收银行通知、验证码等信息的手机号码。这个号码对于银行与客户之间的沟通和交易安全至关重要。当客户办理银行业务、进行资金转账或接收银行通知时，银行会通过这个预留号码与客户取得联系，确保信息的及时传达和交易的顺利进行。

银行预留号的设置是出于安全和便利的考虑。通过预留手机号码，银行可以在客户忘记密码、账户出现异常等情况时，及时通过手机短信或电话通知客户，提醒客户采取相应的措施，保护资金安全。同时，银行预留号也是客户享受便捷银行服务的重要工具，客户可以通过手机接收验证码、完成身份验证等操作，提高办事效率。

为了保障银行预留号的安全性和有效性，客户在设置预留号时应确保提供的手机号码准确无误，并及时更新手机号码信息。同时，客户还应注意保护手机安全，避免手机丢失或被盗用，以免给银行账户带来安全隐患。

英文

Bank reserve number, also known as the bank reserve mobile phone number, refers to the mobile phone number provided by customers when opening a bank account to receive bank notifications, verification codes, and other information. This number is crucial for communication between the bank and customers and for transaction security. When customers handle banking business, transfer funds, or receive bank notifications, the bank will contact customers through this reserved number to ensure timely delivery of information and smooth transaction processing.

The setting of the bank reserve number is for both security and convenience. By reserving a mobile phone number, the bank can promptly notify customers via SMS or phone when they forget their passwords, there are abnormalities in their accounts, etc., reminding customers to take appropriate measures to protect their funds. At the same time, the bank reserve number is also an important tool for customers to enjoy convenient banking services. Customers can receive verification codes, complete identity verification, and improve efficiency through their mobile phones.

To ensure the security and validity of the bank reserve number, customers should ensure that the provided mobile phone number is accurate and update their mobile phone number information promptly. At the same time, customers should also pay attention to protecting their mobile phone security, avoiding phone loss or theft, to prevent potential safety hazards to their bank accounts.