中文版

佣金宝金腾通怎么算？一文了解收益与费用

佣金宝金腾通，作为国金通用推出的货币市场证券投资基金，以其独特的投资模式和低廉的费用结构吸引了众多投资者的目光。那么，佣金宝金腾通的收益和费用是如何计算的呢？

首先，从费用结构上来看，金腾通货币基金刷新了货币基金综合费率的新低。该基金无认购、申购、赎回费，仅收取0.20%的管理费、0.05%的托管费，且销售服务费为零。这意味着投资者在投资过程中能够节省大量费用，提高投资回报率¹²。

其次，在收益方面，金腾通货币基金相对于其他货币基金具有显著优势。据估算，该基金的年收益率能比其他货币基金多出0.43%左右。在货币基金年收益率平均在4%左右的背景下，这部分多出来的收益对投资者来说无疑具有很大吸引力¹²。

此外，佣金宝金腾通还具备低风险的特点。作为货币市场基金，它的预期收益和预期风险均低于债券型基金、混合型基金及股票型基金，适合风险偏好较低的投资者¹³。

最后，投资者在使用佣金宝进行金腾通货币基金的投资时，还需注意一些细节。例如，投资者可以通过佣金宝账户自动申购赎回金腾通货币基金，资金的使用效率得以提高¹³。

综上所述，佣金宝金腾通以其低廉的费用、稳定的收益和较低的风险，为投资者提供了一个优质的理财选择。

英文版

How to Calculate the Returns and Fees of Commission Treasure Jintengtong? A Guide to Understanding Your Investments

Commission Treasure Jintengtong, a monetary market securities investment fund launched by Guojin Universal, has attracted the attention of many investors with its unique investment model and low-cost structure. So, how are the returns and fees of Commission Treasure Jintengtong calculated?

Firstly, from the perspective of fee structure, Jintengtong Money Fund has refreshed the lowest comprehensive fee rate for money funds. The fund has no subscription, purchase, or redemption fees, only charging a 0.20% management fee and a 0.05% custody fee, with zero sales service fee. This means investors can save a significant amount of fees during the investment process, thereby increasing the investment return rate¹².

Secondly, in terms of returns, Jintengtong Money Fund has significant advantages compared to other money funds. It is estimated that the annual return rate of this fund can be about 0.43% higher than other money funds. Given that the average annual return rate of money funds is around 4%, this additional return is undoubtedly attractive to investors¹².

Moreover, Commission Treasure Jintengtong also boasts low risk. As a monetary market fund, its expected returns and risks are both lower than bond funds, hybrid funds, and stock funds, making it suitable for investors with lower risk appetites¹³.

Lastly, investors need to pay attention to some details when investing in Jintengtong Money Fund through Commission Treasure. For instance, investors can automatically subscribe to and redeem Jintengtong Money Fund through their Commission Treasure accounts, thereby improving the efficiency of capital usage¹³.

In summary, Commission Treasure Jintengtong offers investors a superior wealth management option with its low fees, stable returns, and relatively low risk.