广发积分当钱花怎么用

How to Use Guangfa Credit Card Points as Cash

在当今的消费时代，信用卡积分已经成为了一种常见的福利。而广发信用卡的积分更是具有独特的价值，因为它可以当钱花。那么，具体该如何使用呢？

In today's consumption era, credit card points have become a common benefit. And the points of Guangfa credit card have a unique value because they can be used as cash. So, how to use them specifically?

首先，在广发商城中购物支付时可以选择现金和积分的方式，积分最多可以抵商品金额的百分之五十。也就是说，如果您需要购买一件价值 100 元的物品，只要积分足够，您就可以只用 50 元现金，再支付抵 50 元的积分即可。

First of all, when shopping and paying in the Guangfa Mall, you can choose the method of cash and points. Points can cover up to 50% of the commodity amount. That is to say, if you need to buy an item worth 100 yuan, as long as you have enough points, you can only use 50 yuan in cash and then pay points equivalent to 50 yuan.

其次，广发积分还能在一些特定的合作商户中进行兑换。比如，在瑞幸咖啡，您可以用 15080 积分换一杯瑞幸生椰拿铁咖啡（价值 29 元），一天换一杯，最多可换两杯。此外，还有 6 元+9400 积分兑换一张价值 29 元咖啡券、6 元+11050 积分兑换一张价值 32 元咖啡券、6 元+12700 积分兑换一张价值 35 元咖啡券的选择，一天可各换一次，最多可各换两次，一共就是 6 杯咖啡。兑换路径为：发现精彩 APP - 首页 - 本地生活 - 瑞幸咖啡 - 拉到最下面有特邀客户专享点击兑换即可。截止至 2021.12.31 。

Secondly, Guangfa points can also be exchanged in some specific cooperative merchants. For example, at Luckin Coffee, you can exchange 15,080 points for a cup of Luckin Coconut Milk Latte Coffee (worth 29 yuan), one cup per day, and a maximum of two cups. In addition, there are also options such as 6 yuan + 9,400 points to exchange for a 29-yuan coffee coupon, 6 yuan + 11,050 points to exchange for a 32-yuan coffee coupon, and 6 yuan + 12,700 points to exchange for a 35-yuan coffee coupon. Each can be exchanged once a day, and a maximum of two times each, for a total of six cups of coffee. The redemption path is: Discover Wonderful APP - Homepage - Local Life - Luckin Coffee - Pull to the bottom and click on the exclusive redemption for invited customers. Valid until December 31, 2021.

在百果园，您可以用 18000 积分兑换奈雪的茶 20 元代金券，68000 积分兑换奈雪的茶 68 元代金券（68 的仅周五可兑换），一天可各换一次，最多可各换两次。兑换路径为：发现精彩 APP - 首页 - 本地生活下面的积分超值兑 - 点进去即可看到。截止至 2021.12.31 。

At Pagoda, you can exchange 18,000 points for a 20-yuan voucher of Nayuki tea, and 68,000 points for a 68-yuan voucher of nayuki tea (the 68-yuan voucher can only be redeemed on Fridays), each can be exchanged once a day, and a maximum of two times each. The redemption path is: Discover Wonderful APP - Homepage - Super Value Redemption of Points under Local Life - Click to enter and you can see it. Valid until December 31, 2021.

对于京东，周五您可以用 68000 积分兑换 68 元京东代金券，广发 4 星以上用户可多买一张；108000 积分兑换 108 元京东代金券等，兑换比例达到 1000:1；另外 80 元买 100 元京东代金券，广发 4 星以上用户可多买一张。兑换路径为：发现精彩 APP - 首页 - 中间左边找到饭票 - 中间左边找到京东。

For JD.com, on Fridays, you can exchange 68,000 points for a 68-yuan JD.com voucher. Users above 4 stars of Guangfa can buy one more; 108,000 points can be exchanged for a 108-yuan JD.com voucher, etc. The exchange ratio reaches 1000:1. In addition, 80 yuan can buy a 100-yuan JD.com voucher, and users above 4 stars of Guangfa can buy one more. The redemption path is: Discover Wonderful APP - Homepage - Find the meal ticket on the middle left - Find JD.com on the middle left.

此外，广发积分还能兑换微信立减金。在 2018 年 10 月 10 日至 2018 年 12 月 31 日期间，注：立减金使用有效期以微信显示为准，限时限量，兑完即止，每客户每日最多可兑换 10 份立减金，活动有效期内每种面额最多兑换 60 份，立减金可叠加使用，每次最多可叠加 8 份。更多细则以广发信用卡官网公示为准。

In addition, Guangfa points can also be exchanged for WeChat deduction coupons. From October 10, 2018 to December 31, 2018, note: The validity period of the deduction coupon is subject to the display on WeChat. It is limited in time and quantity, and the redemption ends when it is sold out. Each customer can redeem up to 10 deduction coupons per day. During the validity period of the activity, each denomination can be redeemed up to 60 times. The deduction coupons can be used in combination, and up to 8 can be combined each time. For more details, please refer to the announcement on the official website of Guangfa Credit Card.

您还可以用 6000 积分兑换 10 元真功夫代金券。登录官方“发现精彩”APP，进入【卡积分】专区，点击【真功夫】活动 banner，用积分兑换饭票代金券并到店消费出示，即刻享受健康加分，美味不减分！

You can also exchange 6,000 points for a 10-yuan Kungfu voucher. Log in to the official "Discover Wonderful" APP, enter the [Card Points] zone, click on the [Kungfu] event banner, exchange points for meal ticket vouchers and show them when consuming in the store to enjoy the health bonus immediately, and the deliciousness does not decrease!

总之，广发积分当钱花的方式多种多样，您可以根据自己的需求和喜好选择适合自己的方式，充分利用积分带来的实惠和便利。

In conclusion, there are various ways to use Guangfa points as cash. You can choose the way that suits you according to your own needs and preferences, and make full use of the benefits and conveniences brought by the points.