饶毅是一位知名的经济学家和金融评论员，他对金融行业抱有一定的讨厌情绪。那么，为什么饶毅讨厌金融呢？这里我们将从几个方面进行分析。

Firstly,饶毅认为金融行业存在着过度赚钱的问题。在他看来，金融机构往往通过金融创新和金融产品的设计，追求高额利润，而忽视了对社会的实际贡献。这种以追逐短期利益为导向的行为，不仅使得金融市场异常波动，也加剧了社会的不平等问题。

Secondly,饶毅指出金融行业的不稳定性是其讨厌的另一个原因。金融市场的风险传导和系统性风险之间存在紧密关联，一旦其中某个环节出现问题，就有可能引发整个金融体系的崩溃。正是这种不稳定性，导致了2008年全球金融危机的爆发，给全球经济带来了巨大的冲击。

Thirdly,饶毅认为金融行业过于复杂，缺乏透明度。金融市场中存在着众多的金融产品和衍生品，其复杂性使得普通人难以理解和辨别其中的风险。而且，一些金融机构为了追求利润最大化，往往以欺骗客户为手段，制造复杂的金融产品，导致投资者无法真正了解自己所购买的产品。

Finally,饶毅批评金融行业的道德风险。在他看来，金融机构和从业人员的道德水平普遍偏低，利益至上、不择手段的行为屡见不鲜。比如，一些金融机构会通过不正当手段操纵市场，获取额外利润；一些从业人员则会违反职业道德规范，泄露客户信息或者滥用职权。这些行为不仅损害了金融行业的信誉，也对整个社会造成了负面影响。

To sum up,饶毅讨厌金融是因为他认为金融行业过度赚钱、不稳定、复杂且缺乏透明度，并存在道德风险。然而，我们不能因此完全否定金融行业的作用和价值。合理发展金融行业，加强监管和规范，提高从业人员的道德水平，都是解决这些问题的重要途径。

Firstly, Rao Yi believes that the financial industry has a problem of excessive profitability. In his view, financial institutions often pursue high profits through financial innovation and product design, while neglecting their actual contributions to society. This profit-driven behavior not only causes abnormal fluctuations in the financial market but also exacerbates social inequality.

Secondly, Rao Yi points out that the instability of the financial industry is another reason why he dislikes it. There is a close relationship between risk transmission in the financial market and systemic risks. Once a problem occurs in one link, it can lead to the collapse of the entire financial system. It was this instability that led to the outbreak of the global financial crisis in 2008, which caused enormous damage to the global economy.

Thirdly, Rao Yi believes that the financial industry is too complex and lacks transparency. The financial market is filled with numerous financial products and derivatives, the complexity of which makes it difficult for ordinary people to understand and identify the risks involved. Moreover, some financial institutions, in pursuit of maximizing profits, often use deception as a means to create complex financial products, making it difficult for investors to truly understand the products they are purchasing.

Finally, Rao Yi criticizes the moral risks in the financial industry. In his view, the moral standards of financial institutions and practitioners are generally low, with a focus on self-interest and a willingness to use any means necessary. For example, some financial institutions manipulate the market through improper means to obtain additional profits, while some practitioners violate professional ethical norms by leaking client information or abusing their authority. These behaviors not only damage the reputation of the financial industry but also have a negative impact on society as a whole.

To sum up, Rao Yi dislikes the financial industry because he believes it excessively pursues profits, is unstable, complex, lacks transparency, and has moral risks. However, we should not completely negate the role and value of the financial industry because of these issues. Reasonable development of the financial industry, strengthening regulation and standards, and improving the ethical standards of practitioners are all important ways to address these problems.