间接融资是指企业通过金融机构或市场来获取资金的一种方式。相对于直接融资而言，间接融资在金融体系中占据着主要地位。这是因为间接融资有以下几个关键因素。

首先，间接融资能够提供更广泛的资金来源。金融机构作为中介，可以连接大量的储蓄者和投资者，将大额资金流入市场。这意味着企业可以从各种渠道获得资金，无需依赖少数几个投资者。这种多样性可以降低企业的融资成本，并提高融资的灵活性。

Indirect financing, as a way for companies to obtain funds through financial institutions or markets, occupies a primary position in the financial system compared to direct financing. This is due to several key factors of indirect financing.

Firstly, indirect financing provides a wider range of funding sources. As intermediaries, financial institutions can connect a large number of savers and investors, channeling significant funds into the market. This means that businesses can access funds from various channels without relying on a few investors. This diversity can lower the cost of financing for companies and enhance financing flexibility.

其次，间接融资可以有效地分散风险。金融机构在进行融资活动时，会通过风险管理工具来评估和减少风险。这包括对借款人的信用评级、抵押物的评估等。通过这些手段，金融机构能够减少风险并提供更安全可靠的融资渠道。相比之下，直接融资更容易受到个别投资者的风险偏好和信息不对称的影响，增加了企业的融资风险。

Secondly, indirect financing can effectively diversify risks. Financial institutions assess and mitigate risks through risk management tools when engaging in financing activities. This includes credit rating of borrowers, evaluation of collateral, and other measures. Through these means, financial institutions are able to reduce risks and provide more secure and reliable financing channels. In contrast, direct financing is more susceptible to the risk preferences of individual investors and information asymmetry, increasing the financing risk for companies.

再次，间接融资有利于提升市场流动性。金融机构在融资活动中扮演着市场制造者的角色，他们可以将大量资金投入市场，并提供买卖双方之间的撮合服务。这种撮合服务可以提高市场的交易活跃度和流动性，使得企业在寻找投资机会或者进行资产负债管理时更具灵活性和效率性。

Thirdly, indirect financing helps enhance market liquidity. Financial institutions act as market makers in financing activities, injecting significant funds into the market and providing matching services between buyers and sellers. This matching service can improve market activity and liquidity, making it more flexible and efficient for companies to seek investment opportunities or engage in asset-liability management.

综上所述，间接融资之所以占据主导地位，是因为它能够提供更广泛的资金来源、有效地分散风险，以及提升市场流动性。当然，直接融资在某些情况下也具有优势，但间接融资的重要性不容忽视。在金融体系中，间接融资与直接融资相辅相成，共同发挥着促进经济发展和金融体系稳定的作用。

In conclusion, indirect financing occupies a dominant position due to its ability to provide a wider range of funding sources, effectively diversify risks, and enhance market liquidity. While direct financing has advantages in certain situations, the importance of indirect financing should not be overlooked. In the financial system, indirect financing and direct financing complement each other, playing a role in promoting economic development and financial system stability.