信用卡为什么不能转账？

信用卡是一种方便的支付工具，可以用于购物、消费和取现等。然而，有些用户会发现自己的信用卡无法转账，这究竟是为什么呢？下面我们来一起探讨一下。

首先，信用卡的主要功能是用于消费支付，而不是转账。虽然信用卡可以用于取现，但是这种方式需要支付高额的手续费和利息，因此并不建议使用。此外，信用卡的信用额度是根据持卡人的信用状况而定的，如果持卡人将信用卡用于转账或其他非消费用途，可能会导致信用额度被降低或卡片被冻结。英文翻译：Why Can't Credit Cards Be Transferred?

A credit card is a convenient payment tool that can be used for shopping, consumption, and withdrawals, etc. However, some users may find that their credit card cannot be transferred, why is that? Let's explore together.

Firstly, the main function of a credit card is for payment of consumption rather than transfer. Although credit cards can be used for cash withdrawal, this method requires payment of high handling fees and interests, so it is not recommended to use. In addition, the credit limit of a credit card is determined based on the credit status of the cardholder. If a cardholder uses the credit card for transfer or other non-consumption purposes, it may lead to a decrease in credit limit or card being frozen.