【中文版】

冲正是什么意思？

“冲正”是一种银行术语，指的是在办理银行卡或银行账户相关业务时，由于交易信息不完整或验证错误等原因，银行系统自动取消或纠正交易的行为。

具体来说，当银行在处理银行卡或账户交易时，发现存在信息不完整、验证错误或者其他异常情况时，银行会采取冲正操作。例如，当输入银行卡号错误或者密码输入错误次数超限时，银行系统会自动将这笔交易取消，并把资金退回到原账户，这就是一种冲正行为。

此外，在股票市场中也存在“冲正”这个概念。在股票交易中，“冲正”是指在进行一笔股票交易时，由于各种原因导致交易未能成功完成，而系统自动将这笔交易取消，并将资金退回到原账户的行为。

总之，“冲正”是一种银行或股票市场中的术语，指的是对错误的交易进行取消或纠正的行为。在办理银行业务或股票交易时，如果遇到异常情况导致交易未能成功完成，那么系统会自动将这笔交易冲正，并将资金退回到原账户。

【英文版】

What does "reversal" mean?

"Reversal" is a banking term that refers to the automatic cancellation or correction of a transaction by the banking system when processing bank card or bank account-related transactions due to incomplete transaction information or verification errors.

Specifically, when the bank processes a bank card or account transaction and finds that there is incomplete information, verification errors, or other abnormal situations, the bank will take a reversal action. For example, when the input bank card number is wrong or the password input limit is exceeded, the bank system will automatically cancel this transaction and return the funds to the original account, which is a reversal behavior.

In addition, in the stock market, there is also the concept of "reversal". In stock trading, "reversal" refers to the automatic cancellation of a failed transaction due to various reasons, and the system returns the funds to the original account.

In summary, "reversal" is a term used in banking or the stock market to refer to the cancellation or correction of an erroneous transaction. When conducting a bank transaction or stock trading, if there are abnormal situations that cause the transaction to fail, the system will automatically reverse the transaction and return the funds to the original account.