【中文版】

失业保险是一种社会保障制度，旨在为失业者提供一定的经济保障和帮助其再就业。它是国家为了保障失业人员的基本生活而建立的一种社会保障制度。

失业保险的作用主要体现在以下几个方面：

首先，失业保险可以为失业者提供基本的生活保障。在失业期间，失业保险可以为其提供一定的失业补助，保障其基本生活需求。

其次，失业保险可以帮助失业者更好地再就业。通过提供职业培训、就业指导等措施，可以帮助失业者更快地找到新的工作。

此外，失业保险还可以减轻企业的负担。企业可以为员工缴纳失业保险费用，这样在员工失业时，企业可以减少相应的经济负担。

总的来说，失业保险是一种重要的社会保障制度，它可以帮助失业者度过难关，同时也可以促进社会的稳定和和谐。

【英文版】

Unemployment insurance is a social security system designed to provide unemployed individuals with a certain degree of financial security and assistance in finding new employment. It is a social security system established by the state to ensure the basic living standards of unemployed individuals.

The role of unemployment insurance is mainly reflected in the following aspects:

Firstly, unemployment insurance can provide unemployed individuals with basic living security. During the period of unemployment, unemployment insurance can provide them with a certain amount of unemployment allowance to ensure their basic living needs.

Secondly, unemployment insurance can help unemployed individuals find new jobs more easily. By providing vocational training, employment guidance and other measures, it can help unemployed individuals find new jobs faster.

In addition, unemployment insurance can also reduce the burden on enterprises. Enterprises can pay unemployment insurance fees for their employees, so that when employees are unemployed, enterprises can reduce the corresponding economic burden.

Overall, unemployment insurance is an important social security system that can help unemployed individuals get through tough times, while also promoting social stability and harmony.