中文：

股票分红是指上市公司在经营过程中所产生的利润，通过现金或股票的形式分配给股东的一种回报方式。对于投资者来说，股票分红是一种获取收益的重要途径。

股票分红的到账时间通常是在分红方案宣布后的几个月内。具体时间取决于公司的具体安排和财务情况。一般来说，上市公司会在年报或半年报中公布分红方案，并说明分红的比例和时间。投资者可以通过查询相关公告或咨询公司客服来了解分红的到账时间。

值得注意的是，股票分红并不一定意味着投资者的收益会增加。虽然分红可以给投资者带来一定的收益，但是如果公司的经营状况不佳，分红的比例可能会降低，甚至可能会出现不分红的情况。因此，投资者在选择投资股票时，不能只关注分红的多少，更需要关注公司的基本面和业绩情况。

英文：

Stock dividends refer to the profits generated by listed companies during their operation, distributed to shareholders in the form of cash or stocks as a reward. For investors, stock dividends are an important way to obtain income.

The arrival time of stock dividends is usually within a few months after the announcement of the dividend plan. The specific time depends on the company's specific arrangements and financial situation. Generally, listed companies announce dividend plans in their annual reports or semi-annual reports, and specify the proportion and time of dividends. Investors can learn about the arrival time of dividends by checking relevant announcements or consulting company customer service.

It should be noted that stock dividends do not necessarily mean that investors' returns will increase. Although dividends can bring certain benefits to investors, if the company's operating conditions are not good, the proportion of dividends may be reduced, and there may even be situations where no dividends are paid. Therefore, when investors choose to invest in stocks, they cannot only focus on the amount of dividends, but also need to pay attention to the company's fundamentals and performance.