【中文版】

惠农保险是一种针对农民和农村地区的综合性保险产品，旨在为广大农民提供更全面、更实惠的保险保障。那么，惠农保险都保什么呢？

首先，惠农保险的保障范围涵盖了农业生产的全过程。无论是种植粮食、蔬菜、水果等农作物，还是养殖畜禽、水产等动物，都可以在惠农保险的保障范围内。当遭受自然灾害、意外事故等不可抗力因素而导致损失时，惠农保险可以提供相应的赔偿，帮助农民尽快恢复生产。

其次，惠农保险还为农民提供医疗保障。在农村地区，医疗资源相对匮乏，农民的医疗费用也往往较高。惠农保险可以为农民提供医疗报销、大病保险等医疗保障，减轻农民的医疗负担，避免因病致贫、因病返贫的情况发生。

此外，惠农保险还针对农村地区的特点，提供了房屋、车辆等财产保障，以及针对农村青少年的教育金保障等。这些保障可以为农民的财产安全和子女的教育提供有力支持。

总之，惠农保险是一种为广大农民量身定制的综合性保险产品，涵盖了农业生产、医疗保障、财产保障等多个方面。通过惠农保险，农民可以获得更全面、更实惠的保险保障，更好地应对生活中的各种风险。

【英文版】

Hui Nong Baoxian is a comprehensive insurance product for farmers and rural areas, aiming to provide more comprehensive and实惠 insurance coverage for farmers. So, what does Hui Nong Baoxian cover?

Firstly, the scope of Hui Nong Baoxian covers the entire process of agricultural production. Both planting crops such as grain, vegetables, fruits, etc., and breeding animals such as livestock, poultry, aquatic products, etc. are within the scope of Hui Nong Baoxian. When suffering from natural disasters, accidents and other force majeure factors resulting in losses, Hui Nong Baoxian can provide corresponding compensation to help farmers resume production as soon as possible.

Secondly, Hui Nong Baoxian also provides medical security for farmers. In rural areas, medical resources are relatively scarce, and farmers' medical expenses are often high. Hui Nong Baoxian can provide medical reimbursement, major illness insurance and other medical security to reduce farmers' medical burden and avoid situations such as poverty due to illness or returning to poverty due to illness.

In addition, according to the characteristics of rural areas, Hui Nong Baoxian provides property security such as houses and vehicles, as well as educational security for rural youth. These security measures can provide strong support for farmers' property safety and children's education.

In summary, Hui Nong Baoxian is a comprehensive insurance product tailored to farmers and rural areas, covering agricultural production, medical security, property security and other aspects. Through Hui Nong Baoxian, farmers can obtain more comprehensive and practical insurance coverage to better cope with various risks in life.