【中文版】

建行手机银行作为中国建设银行推出的移动金融服务平台，具有便捷、高效、安全等优点，为个人和企业客户提供丰富的金融服务。

首先，建行手机银行提供账户管理服务，用户可以方便地查看、查询、转账、支付等操作，随时随地管理自己的资金。同时，还支持他行账户查询和转账，方便用户在短时间内掌握其他银行的账户信息并进行转账操作。

其次，建行手机银行提供丰富的理财产品，包括活期存款、定期存款、基金、理财产品等，用户可以根据自己的需求和风险承受能力选择合适的理财产品，实现财富增值。

此外，建行手机银行还提供贷款服务，包括房贷、消费贷、经营贷等，用户可以根据自己的需求选择合适的贷款产品，满足不同的资金需求。同时，建行手机银行还支持贷款申请和还款，方便用户在手机上进行贷款操作。

另外，建行手机银行还提供缴费服务，包括水费、电费、燃气费等公共事业费用，以及学费、话费等生活费用，用户可以在手机上方便地缴纳各项费用。

最后，建行手机银行还支持信用卡管理、支付密码修改、个人信息维护等特色功能，方便用户在手机上进行个人账户管理。

总之，建行手机银行具有便捷、高效、安全等优点，提供账户管理、理财、贷款、缴费等丰富的金融服务，为用户提供更加便捷的金融服务体验。

【英文版】

As the mobile banking service launched by China Construction Bank, CCB Mobile Banking is convenient, efficient, and secure, providing a range of financial services for individuals and corporate customers.

Firstly, CCB Mobile Banking offers account management services, allowing users to conveniently perform operations such as viewing, checking, transferring, and paying. With this service, customers can manage their funds anytime and anywhere. In addition, it also supports the query and transfer of other bank accounts, allowing customers to quickly access other banks' account information and perform transfer operations.

Secondly, CCB Mobile Banking provides a rich selection of wealth management products, including demand deposits, time deposits, funds, and wealth management products. Customers can choose appropriate wealth management products based on their needs and risk tolerance to achieve wealth appreciation.

Furthermore, CCB Mobile Banking also offers loan services, including housing loans, consumer loans, business loans, etc. Customers can choose suitable loan products based on their needs to meet different capital requirements. At the same time, CCB Mobile Banking also supports loan application and repayment, facilitating customers' loan operations on the phone.

In addition, CCB Mobile Banking provides payment services, including utility fees such as water, electricity, and gas, as well as fees for school tuition and phone bills. Customers can conveniently pay various fees on their phones.

Finally, CCB Mobile Banking also supports credit card management, password modification, and personal information maintenance features that facilitate customers' personal account management on their phones.

In summary, CCB Mobile Banking has the advantages of convenience, efficiency, and security, offering a range of financial services such as account management, wealth management, loans, payment, etc., providing customers with a more convenient financial service experience.