【中文版】

基石投资是指投资者在投资组合中，将一定比例的资金投入到具有稳定收益和较低风险的资产上，以降低整个投资组合的风险。基石投资通常是一种长期投资策略，旨在为投资组合提供稳定的收益和较低的风险。

基石投资通常选择具有稳定收益和较低风险的资产，如国债、企业债券、股票等。这些资产通常具有较为稳定的收益和较低的风险，可以为整个投资组合提供稳定的收益和较低的风险。

基石投资的优点在于，通过将资金分散到不同的资产上，可以降低投资组合的整体风险。同时，基石投资还可以为投资者提供较为稳定的收益，帮助投资者实现长期的财务目标。

但是，基石投资也存在一定的局限性。首先，基石投资通常需要较大的资金量，对于小型投资者来说可能不太适用。其次，基石投资虽然可以降低风险，但并不能完全消除风险。最后，基石投资虽然可以为投资者提供稳定的收益，但收益可能不会很高，无法满足一些高风险高收益的投资者的需求。

总之，基石投资是一种长期投资策略，旨在为投资组合提供稳定的收益和较低的风险。它具有降低投资组合风险、提供稳定收益等优点，但也存在一定的局限性。投资者需要根据自身的风险承受能力和投资目标来选择是否进行基石投资。

【英文版】

What is cornerstone investment?

Cornerstone investment refers to the practice of investors allocating a certain proportion of their investment portfolio to assets with stable returns and low risks to reduce the overall risk of the investment portfolio. Cornerstone investment is typically a long-term investment strategy aimed at providing the portfolio with stable income and low risks.

Cornerstone investment typically selects assets with stable returns and low risks, such as government bonds, corporate bonds, and stocks. These assets usually have relatively stable income and low risks, providing the entire investment portfolio with stable income and low risks.

The advantages of cornerstone investment lie in reducing the overall risk of the investment portfolio by spreading the funds across different assets. Meanwhile, cornerstone investment can also provide investors with relatively stable income, helping them achieve long-term financial goals.

However, there are also some limitations to cornerstone investment. Firstly, cornerstone investment typically requires a large amount of capital, which may not be applicable to small investors. Secondly, although cornerstone investment can reduce risk, it cannot completely eliminate risk. Finally, although cornerstone investment can provide investors with stable income, the returns may not be very high and cannot meet the needs of some high-risk, high-return investors.

In summary, cornerstone investment is a long-term investment strategy aimed at providing the investment portfolio with stable income and low risks. It has the advantages of reducing portfolio risk and providing stable income, but also has certain limitations. Investors need to choose whether to invest in cornerstone investments based on their risk tolerance and investment goals.