中文：

随着互联网金融的快速发展，现在有许多软件可以提供借款服务。但是，不是所有的软件都具备借款十万的能力。因此，在选择借款软件时，我们需要了解软件的功能和信誉度。一些知名的借款软件如蚂蚁借呗、京东白条等都具备借款十万的能力，但具体借款额度还需根据用户个人资质和信用状况进行评估。在选择借款软件时，我们还需要注意利率和费用，以及还款方式和期限等问题。

英文：

With the rapid development of internet finance, there are now many software that provide loan services. However, not all software have the ability to borrow ten thousand yuan. Therefore, when choosing loan software, we need to understand the software's functionality and reputation. Some well-known loan software such as Ant Loans and JD Baihetiya all have the ability to borrow ten thousand yuan, but the specific loan amount still needs to be evaluated based on individual user qualifications and credit status. When choosing loan software, we also need to pay attention to interest rates and fees, as well as repayment methods and deadlines.