建行分期通需要什么资料

建设银行的分期通业务是一种个人消费贷款服务，客户可以通过该服务将消费款项分期偿还。要申请建行分期通，需要准备以下资料：

中文阅读：

身份证明：申请人需要提供有效的身份证明原件及复印件，如身份证。这是为了核实申请人的身份信息，确保申请人的真实性。

收入证明：申请人需要提供收入证明材料，如工资单、纳税证明等。这是为了证明申请人有稳定的收入来源，具备按时还款的能力。

银行账户信息：申请人需要提供个人银行账户信息，包括账户号码、开户行等。这是为了确认申请人的银行账户已经开通，方便后续的款项交易。

银行流水账单：申请人需要提供个人银行流水账单，以证明其财务状况。银行会根据流水账单评估申请人的信用状况和还款能力。

其他相关资料：根据具体情况，申请人可能需要提供其他相关资料，如房产证明、车辆证明等。这些资料可以帮助银行更全面地了解申请人的资产状况和信用记录。

英文阅读：

Identification: Applicants must provide valid identification documents and photocopies, such as ID cards. This is to verify the applicant's identity information and ensure their authenticity.

Income Proof: Applicants need to provide income proof materials, such as pay stubs, tax returns, etc. This is to demonstrate that the applicant has a stable income source and is capable of making timely repayments.

Bank Account Information: Applicants must provide their personal bank account information, including account number, bank branch, etc. This is to confirm that the applicant's bank account has been opened, facilitating subsequent transactions.

Bank Statement: Applicants need to provide their personal bank statements to prove their financial status. The bank will evaluate the applicant's creditworthiness and repayment ability based on the bank statement.

Other relevant documents: Depending on the specific situation, applicants may need to provide other relevant documents, such as property certificates, vehicle ownership documents, etc. These documents help the bank to gain a more comprehensive understanding of the applicant's asset status and credit history.

总之，申请建行分期通需要准备身份证明、收入证明、银行账户信息、银行流水账单等相关资料。这些资料的准备有助于银行全面了解申请人的情况，从而做出准确的信用评估。在英文中，这些词汇对应的翻译分别是“Identification”、“Income Proof”、“Bank Account Information”、“Bank Statement”。请注意，具体申请资料可能因地区和实际情况而有所不同，建议在申请前与当地银行进行确认。