2016年哪些银行信用卡的申请条件较为宽松？

中文版：

2016年，随着消费市场的繁荣和人们消费观念的转变，信用卡已经成为日常生活中不可或缺的支付工具。然而，不同的银行信用卡申请条件各异，对于消费者来说，选择一张申请条件相对宽松的信用卡显得尤为重要。

在众多银行中，招商银行的信用卡申请条件相对较为宽松。一般来说，只需具备稳定的收入来源和良好的信用记录，即有可能成功申请到招商银行的信用卡。此外，招商银行还提供了多种卡片类型，满足了不同消费群体的需求。

与招商银行相似，交通银行的信用卡申请条件也相对较为宽松。交通银行重视申请人的工作稳定性，对于有固定工作的申请人，往往更容易获得审批通过。同时，交通银行信用卡的额度调整也相对灵活，便于消费者根据个人需求进行调整。

当然，除了招商银行和交通银行外，还有其他银行也提供了相对宽松的信用卡申请条件。消费者在选择信用卡时，应根据自身实际情况和需求，综合考虑各家银行的申请条件和优惠政策，选择最适合自己的信用卡。

英文版：

Which Bank's Credit Card Has Less Stringent Application Requirements in 2016?

In 2016, with the prosperity of the consumer market and the shift in people's consumption concepts, credit cards have become an indispensable payment tool in daily life. However, the application requirements for credit cards vary among different banks, making it crucial for consumers to choose a credit card with relatively lenient application conditions.

Among the many banks, China Merchants Bank's credit card application requirements are relatively lenient. Generally, having a stable source of income and a good credit history makes it possible to successfully apply for a credit card from China Merchants Bank. In addition, the bank offers various card types, catering to the needs of different consumer groups.

Similarly, Bank of Communications also has relatively lenient credit card application requirements. The bank values the applicant's job stability, making it easier for those with a fixed job to obtain approval. Meanwhile, the adjustment of credit card limits at Bank of Communications is also relatively flexible, facilitating consumers' ability to adjust according to their personal needs.

Of course, apart from China Merchants Bank and Bank of Communications, there are other banks that offer relatively lenient credit card application requirements. When choosing a credit card, consumers should comprehensively consider the application requirements and preferential policies of various banks based on their own actual situation and needs, selecting the most suitable credit card for themselves.