城镇居民社保卡是什么

中文段落：

城镇居民社保卡，也被称为城镇居民基本医疗保险卡，是我国为城镇居民提供医疗保障的一种重要工具。这张卡片集合了医疗、养老、工伤、失业、生育等五大社会保险的信息，是城镇居民享受社会保障权益的重要凭证。

城镇居民社保卡的发放，标志着我国社会保障体系建设的不断完善。它不仅能够方便城镇居民办理各种社保业务，如医疗报销、养老金领取等，还能够有效防止社保资金的滥用和冒领，保障社保资金的安全。

此外，城镇居民社保卡还具有方便快捷的特点。居民可以通过这张卡片在医院、药店等医疗机构进行医疗费用的结算，无需携带大量现金或银行卡，大大提高了就医的便利性。同时，社保卡还具备电子账户功能，居民可以通过手机APP等渠道查询社保信息、办理社保业务，实现了社保服务的智能化和便捷化。

英文段落：

The social security card for urban residents, also known as the basic medical insurance card for urban residents, is a crucial tool for providing medical security to urban residents in China. This card integrates information on the five major social insurances: medical, pension, work injury, unemployment, and maternity. It serves as an important credential for urban residents to enjoy their social security rights and benefits.

The issuance of the social security card for urban residents marks the continuous improvement of China's social security system. It not only facilitates urban residents in handling various social security services, such as medical reimbursement and pension collection, but also effectively prevents the misuse and fraudulent receipt of social security funds, ensuring the safety of these funds.

Moreover, the social security card for urban residents boasts convenience and efficiency. Residents can use this card to settle medical expenses at hospitals, pharmacies, and other medical institutions, eliminating the need to carry large amounts of cash or bank cards, significantly enhancing the convenience of seeking medical treatment. Additionally, the social security card comes with an electronic account feature, allowing residents to inquire about social security information and handle social security services through mobile phone apps, realizing intelligent and convenient social security services.