去银行开网银需要什么？

中文版：

随着互联网的普及，越来越多的人开始使用网银进行日常的金融交易。那么，去银行开网银需要准备些什么呢？

首先，您需要携带有效身份证件，如身份证、护照或驾驶证等。这是为了验证您的身份并确保您是合法的网银用户。

其次，您需要拥有一张该银行的储蓄卡或信用卡。这张卡片将作为您网银账户的关联账户，用于资金的充值和提现。

除此之外，您还需要准备一个常用的手机号码，并确保该手机号码已经实名认证。这是因为网银服务需要进行手机验证，以确保账户的安全性。

在准备好以上材料后，您可以前往银行柜台或网上银行进行申请。一般来说，银行会要求您填写一份网银服务申请表，并设置网银登录密码和交易密码。在设置密码时，建议您选择复杂且易于记忆的密码，以提高账户的安全性。

完成上述步骤后，您就可以开始使用网银服务了。在使用过程中，请务必注意账户安全，不要随意泄露个人信息和密码，以免造成不必要的损失。

英文版：

What Do You Need to Open an Online Banking Account?

With the widespread of the internet, an increasing number of people are using online banking for daily financial transactions. So, what do you need to prepare when opening an online banking account at a bank?

Firstly, you need to bring a valid ID card, such as an ID card, passport, or driver's license. This is to verify your identity and ensure that you are a legitimate online banking user.

Secondly, you need to possess a savings or credit card from the same bank. This card will be linked to your online banking account for fund transfers and withdrawals.

In addition, you need to prepare a frequently used mobile phone number and ensure that it has been verified for real-name authentication. This is because online banking services require mobile phone verification to ensure account security.

After preparing the above materials, you can apply either at the bank counter or online. Generally, the bank will require you to fill out an online banking service application form and set an online banking login password and transaction password. When setting passwords, it is recommended to choose a complex but easy-to-remember password to enhance account security.

Upon completing these steps, you can start using online banking services. During use, please ensure account security, do not disclose personal information and passwords randomly, to avoid unnecessary losses.