什么是银行回归本源：中文篇

银行回归本源，是指银行要回归其最基础、最本质的功能和角色。银行作为金融体系的核心组成部分，其基本功能是为社会提供金融服务，包括存取款、贷款、汇兑等。然而，随着金融市场的不断发展和金融创新的不断涌现，银行逐渐偏离了其本源，开始涉足各种高风险、高收益的金融业务，如复杂衍生品交易、高风险资产投资等。

银行回归本源，意味着银行需要重新审视自身的角色和功能，回归到最基础、最本质的金融服务上来。这包括加强对风险的管理和控制，避免过度追求高风险、高收益的业务，更加注重客户的利益和需求，提供更加优质、便捷的金融服务。

银行回归本源，对于保障金融稳定、防范金融风险具有重要意义。只有当银行回归到其最本质的功能和角色，才能更好地服务社会、服务实体经济，实现金融与实体的良性互动。

What Is the Bank's Return to Its Original Purpose: English Version

The bank's return to its original purpose refers to the bank returning to its most basic and essential functions and roles. As a core component of the financial system, the basic function of a bank is to provide financial services to society, including deposit and withdrawal, loans, exchange, and more. However, with the continuous development of financial markets and the emergence of financial innovations, banks have gradually deviated from their original purpose, venturing into various high-risk, high-yield financial businesses such as complex derivative transactions and high-risk asset investments.

The bank's return to its original purpose means that the bank needs to re-examine its role and functions, returning to the most basic and essential financial services. This includes strengthening risk management and control, avoiding over-pursuing high-risk, high-yield businesses, paying more attention to customer interests and needs, and providing better, more convenient financial services.

The bank's return to its original purpose is of great significance for safeguarding financial stability and preventing financial risks. Only when banks return to their most essential functions and roles can they better serve society, serve the real economy, and achieve a positive interaction between finance and the real economy.