离职保险怎么交

在当今的职场环境中，离职是一个常见的现象。而离职后如何处理保险问题，成为了许多人关注的焦点。

首先，我们需要明确离职后保险的种类。通常包括养老保险、医疗保险、失业保险、生育保险和工伤保险，以及住房公积金。

对于养老保险，离职后可以有多种选择。一种方式是自己直接到社保局办理，到个人缴交窗口办理即可，待找到新单位后可停止，由新单位续缴。 另一种方式是，如果您是本市户籍人员，可以携带身份证、社保卡、户口簿到原单位参保社保经办机构或户籍所在地社保经办机构接续参保。

医疗保险方面，离职后也可以以灵活就业人员的身份缴纳。但需要注意的是，可能只能办理养老和医疗保险。

失业保险，一般是在非本人意愿离职的情况下，符合相关条件可以申请领取失业保险金。

生育保险，前提是在职职工，而且要符合相关规定。如果离职后生育，需要看具体的政策和规定。

工伤保险，在离职后通常不再适用。

住房公积金方面，职工所在单位为职工办理住房公积金账户封存后，职工两年内未再就业的，可一次性提取住房公积金账户余额，同时注销个人住房公积金账户；与单位解除（终止）劳动关系证明必须两年以上，失业证可不满两年；完全丧失劳动能力并与单位解除劳动关系的，在单位为职工办理住房公积金账户封存后，也可以提取。

此外，还可以选择寻找挂靠公司或者第三方代缴公司帮忙缴费，但需要注意后期自己去社保官网登录账号查询确认，从而保证缴费成功。

总之，离职后保险的缴纳方式多种多样，需要根据个人的具体情况和当地的政策规定来选择合适的方式。在处理保险问题时，建议提前了解相关政策和流程，以保障自己的权益。

How to Pay Insurance After Resignation

In today's workplace environment, resignation is a common phenomenon. And how to deal with insurance issues after resignation has become the focus of many people's attention.

First of all, we need to clarify the types of insurance after resignation. Usually, it includes endowment insurance, medical insurance, unemployment insurance, maternity insurance, work-related injury insurance, and housing provident fund.

For endowment insurance, there are several options after resignation. One way is to go directly to the social security bureau to handle it. You can go to the personal payment window. After finding a new unit, you can stop and let the new unit continue to pay. Another way is that if you are a local household registration personnel, you can carry your ID card, social security card, and household register to the social security agency where the original unit participated in insurance or the social security agency in the place of household registration to continue to participate in insurance.

In terms of medical insurance, you can also pay as a flexible employee after resignation. But it should be noted that maybe only endowment insurance and medical insurance can be handled.

Unemployment insurance, generally in the case of involuntary resignation, if you meet the relevant conditions, you can apply for unemployment insurance benefits.

Maternity insurance, the premise is that it is for in-service employees and must comply with relevant regulations. If you give birth after resignation, it is necessary to look at the specific policies and regulations.

Work-related injury insurance is usually no longer applicable after resignation.

In terms of housing provident fund, after the employee's unit seals the employee's housing provident fund account, if the employee has not been re-employed within two years, the balance of the housing provident fund account can be withdrawn at one time, and the personal housing provident fund account can be cancelled at the same time; the certificate of termination (termination) of the labor relationship with the unit must be more than two years, and the unemployment certificate can be less than two years; if the employee is completely incapacitated and terminates the labor relationship with the unit, after the unit seals the employee's housing provident fund account, it can also be withdrawn.

In addition, you can also choose to find affiliated companies or third-party payment agencies to help pay the fees, but you need to pay attention to logging in to the social security official website to check and confirm later to ensure the payment is successful.

In conclusion, there are various ways to pay insurance after resignation. It is necessary to choose the appropriate way according to the individual's specific situation and local policy regulations. When dealing with insurance issues, it is recommended to understand the relevant policies and procedures in advance to protect your rights and interests.