怎么开香港证券账户
How to Open a Hong Kong Securities Account
在当今全球化的投资环境中,香港证券市场因其独特的优势吸引了众多投资者的目光。那么,如何开立香港证券账户呢?
In today's globalized investment environment, the Hong Kong securities market attracts the attention of many investors due to its unique advantages. So, how to open a Hong Kong securities account?
首先,传统券商营业部柜台开户是一种常见的方式。准备好身份证证明、地址证明、银行卡复印件等资料。身份证证明可以是身份证正反复印件或护照复印件;银行卡复印件需在银行卡正反面复印后签字;地址证明可以是物业公司开具的住址证明,或个人信用卡三个月内的月结单、水电费单、煤气费等能证明本人住址的单据。携带开户资料到券商营业部柜台,填写开户表格,可选择现金帐户和保证金帐户。开户资料将由工作人员每日晚五点快递到香港总部。一般三天左右后会接到该券商的香港公司员工的信息确认电话,如果表格中有填错的或不妥的,也会在电话中说明。过几天收到电子邮件,邮件中有帐号信息和密码,说明开户成功,按提示汇款就可以进行港股交易了。开户成功后,招商香港公司将会给你在香港渣打银行以你的名字开一个信托户口用于资金托管。
First of all, opening an account at the counter of a traditional brokerage business department is a common method. Prepare materials such as identity card proof, address proof, and bank card copy. The identity card proof can be a copy of the front and back of the identity card or a copy of the passport; the bank card copy needs to be signed after copying the front and back of the bank card; the address proof can be a residence certificate issued by the property company, or a monthly statement of a personal credit card within three months, a utility bill, a gas bill, etc. that can prove the person's residence. Carry the account opening materials to the counter of the brokerage business department, fill out the account opening form, and you can choose a cash account or a margin account. The account opening materials will be delivered by the staff to the Hong Kong headquarters at 5 p.m. every day. Generally, about three days later, you will receive an information confirmation call from the employees of the Hong Kong company of the brokerage. If there are any mistakes or inappropriate entries in the form, they will also be explained in the call. After a few days, you will receive an email. The email contains the account information and password, indicating that the account opening is successful. You can make a remittance as prompted to conduct Hong Kong stock trading. After the account is successfully opened, the Hong Kong company of China Merchants Bank will open a trust account for you in Standard Chartered Bank of Hong Kong under your name for fund custody.
其次,网上一站式开通港股账号也越来越便捷。以富途证券为例,具体流程包括注册账户并填写个人资料,进行风险披露,填写个人炒股经验,通过视频见证,打印开户表格并使用 QQ 视频的方式进行见证,然后顺丰到付邮寄资料。一般三天左右即可开户成功。
Secondly, it is becoming more and more convenient to open a Hong Kong stock account online in one stop. Taking Futu Securities as an example, the specific process includes registering an account and filling in personal information, conducting risk disclosure, filling in personal stock trading experience, conducting video witnessing, printing the account opening form and using QQ video for witnessing, and then sending the materials by SF Express with payment on delivery. Generally, the account can be successfully opened in about three days.
此外,目前可开立港股账户的机构众多。资信较好且已开通直接网上开户的机构有国京证券、国信证券(香港)、富途证券、国都证券香港、香港耀才证券、盈透证券等。同时,还有许多机构可以网上预约开户,如第一上海证券、广发证券香港、交银国际、招商证券(香港)、安信证券国际、国泰君安(国际)、中信证券国际、越秀证券、中信建投香港、海通国际证券、时富金融、国都证券(香港)、新鸿基金融、信诚证券、国元证券(香港)、华富嘉洛证券、光大证券香港、申银万国(香港)、耀才证券、富昌证券、工银国际、凯基证券、金道投资、中银国际等。目前中信证券、海通证券、国泰君安、申银万国、中信建投、平安证券、华泰证券、招商证券、光大证券、长江证券等券商已设有香港子公司,可在其境内券商营业部申请开立港股账户。
In addition, there are many institutions that can open Hong Kong stock accounts at present. Institutions with good credit and direct online account opening include Guojing Securities, Guosen Securities (Hong Kong), Futu Securities, Guodu Securities Hong Kong, Hong Kong Yaocai Securities, Interactive Brokers, etc. At the same time, there are many institutions that can make online appointments for account opening, such as First Shanghai Securities, GF Securities Hong Kong, Bank of Communications International, China Merchants Securities (Hong Kong), Anxin Securities International, Guotai Junan (International), CITIC Securities International, Yuexiu Securities, CITIC Construction Investment Hong Kong, Haitong International Securities, Times Finance, Guodu Securities (Hong Kong), Sun Hung Kai Financial, Prudential Securities, Guoyuan Securities (Hong Kong), Wah Fu Galore Securities, Everbright Securities Hong Kong, Shenyin Wanguo (Hong Kong), Yaocai Securities, Fu Cheong Securities, ICBC International, KGI Securities, Goldenway Investment, Bank of China International, etc. At present, brokers such as CITIC Securities, Haitong Securities, Guotai Junan, Shenyin Wanguo, CITIC Construction Investment, Ping An Securities, Huatai Securities, China Merchants Securities, Everbright Securities, and Changjiang Securities have set up Hong Kong subsidiaries, and you can apply to open a Hong Kong stock account at their domestic brokerage business departments.
另外,直接在国内银行开香港银行个人账户也是一种选择,如国内汇丰、招商、中银等都有开户服务,但因成本过高,选择的客户相对较少。也可以亲自到香港银行开户,不过银行开户有门槛,但不排除有个别银行可以直接开户。还可以寻找代理机构办理,会收取一定费用,费用根据不同银行而有所不同。内地客户如需开香港个人银行账户,要提供居民身份证(需年满 18 周岁以上,拥有自主行为能力的合法公民,身份证必须真实有效)、港澳通行证(注意有效期及有效次数)、开户资金(通常需打入一定数量的港币激活金)、银行流水(近 3 - 6 个月,最终结余超过十万)、住址证明(近 3 个月内出具,公对私信件,显示姓名、地址、日期)等资料。
In addition, opening a Hong Kong bank personal account directly in a domestic bank is also an option. For example, HSBC, China Merchants Bank, and Bank of China in China all have account opening services, but due to the high cost, relatively few customers choose this option. You can also go to a Hong Kong bank to open an account in person. However, there are thresholds for opening an account at the bank, but it is not excluded that some individual banks can open an account directly. You can also look for an agency to handle it, and a certain fee will be charged, and the fee varies according to different banks. If mainland customers need to open a Hong Kong personal bank account, they need to provide materials such as resident identity card (legal citizens over 18 years old with independent behavioral ability, and the identity card must be true and valid), Exit-Entry Permit for Travelling to and from Hong Kong and Macao (pay attention to the validity period and the number of valid times), account opening funds (usually a certain amount of Hong Kong dollars activation funds need to be deposited), bank statement (in the past 3 - 6 months, with a final balance of more than 100,000), and address certificate (issued within the past 3 months, a private letter from a public institution, showing name, address, and date), etc.
还可以通过以下几种方式开通港股账户:直接在证券公司开户,在中国内地开设香港股票市场账户已经很方便,中国很多大型证券公司都有代理香港股票市场账户的资格证明书;直接去香港银行开立账户,用户可以选择去香港银行开户或是在中国营业网点印证银行开户,许多机构在中国营业网点也可以协助顾客印证开立;开设沪港通账户,这是相对便捷的投资方式;通过 QDII 选购国外恒生指数资管产品;赶赴香港证券公司开户。
You can also open a Hong Kong stock account through the following methods: Open an account directly at a securities company. It is very convenient to open a Hong Kong stock market account in mainland China. Many large securities companies in China have the qualification certificate to act as an agent for the Hong Kong stock market account; Open an account directly at a Hong Kong bank. Users can choose to open an account at a Hong Kong bank or confirm the opening of an account at a business outlet in China. Many institutions can also assist customers in confirming the opening of an account at business outlets in China; Open a Shanghai-Hong Kong Stock Connect account, which is a relatively convenient investment method; Purchase foreign Hang Seng Index asset management products through QDII; Go to a Hong Kong securities company