拍拍贷作为一家互联网金融平台，已经在国内积累了一定的知名度和用户基础。然而，对于一些用户来说，他们可能会有一个疑问：既然在拍拍贷上借款和还款都方便快捷，为什么还要提现呢？下面我将解答这个问题。

首先，提现是拍拍贷用户的一种权益。当用户在拍拍贷投资或者借款成功后，账户中的资金并不是一直都需要在拍拍贷平台上使用，有时候用户可能需要将这些资金提现到自己的银行卡上，以满足其他用途的需求，比如支付日常开销、购物等。因此，提现功能的存在，方便了用户对资金的自由支配。

Translation:

Firstly, withdrawal is a right for the users of PPD. When users invest or successfully borrow on PPD, the funds in their accounts are not always required to stay within the platform. Sometimes users may need to withdraw these funds to their bank accounts for other purposes, such as daily expenses or shopping. Therefore, the existence of the withdrawal function enables users to have freedom in managing their funds.

其次，提现也能够增加用户对拍拍贷的信任度。虽然拍拍贷作为一家正规的互联网金融平台，在安全性和合规性方面有着很高的标准，但是对于一些用户来说，他们可能更愿意将资金直接提现到自己的银行账户上，以获得更大的安全感。因此，提供提现功能可以满足这部分用户的需求，并提升用户对平台的信任度。

Translation:

Moreover, withdrawal can also increase users' trust in PPD. Although PPD is a legitimate internet financial platform with high standards of security and compliance, some users may prefer to withdraw their funds directly to their bank accounts for a greater sense of security. Therefore, providing the withdrawal function can meet the needs of these users and enhance their trust in the platform.

最后，提现也能够帮助用户理财。通过提现功能，用户可以将资金投资到其他领域或理财产品中，以获取更高的收益。拍拍贷作为一家互联网金融平台，不仅提供了借款和投资的机会，还帮助用户实现了资金的增值。提供提现功能，可以让用户更加便捷地进行资金的管理和利用，从而达到更好的理财效果。

Translation:

Lastly, withdrawal can also assist users in financial management. Through the withdrawal function, users can invest their funds in other fields or financial products to earn higher returns. As an internet financial platform, PPD not only provides opportunities for borrowing and investment but also helps users grow their funds. By offering the withdrawal function, users can conveniently manage and utilize their funds, thus achieving better financial outcomes.

总之，尽管拍拍贷在借款和还款方面已经非常便利，但提现功能的存在仍然有其必要性。它为用户提供了对资金的自由支配权，增加了用户对平台的信任度，并协助用户进行更好的理财规划。因此，拍拍贷提供提现功能是为了满足用户的多样化需求和提升用户体验。

Translation:

In conclusion, despite the convenience offered by PPD in terms of borrowing and repayment, the existence of withdrawal function is still necessary. It provides users with the freedom to manage their funds, increases their trust in the platform, and assists them in better financial planning. Therefore, PPD offers withdrawal function to meet users' diverse needs and enhance their experience on the platform.