为什么信用评分不足?
信用评分是金融机构评估借款人信用风险的一种方法。然而,有时候我们会发现自己的信用评分不足,这给我们带来了一些困扰。以下是一些可能导致信用评分不足的原因:
- 缺乏信用记录:如果一个人没有信用记录,金融机构就很难评估其信用风险。因此,对于一些刚刚开始建立信用历史的人来说,他们的信用评分可能会比较低。英文翻译:
Why is my credit score insufficient?
Credit score is a method used by financial institutions to evaluate credit risk of borrowers. However, sometimes we may find that our credit scores are insufficient, which can cause us some trouble. Here are some reasons why our credit scores may be insufficient:
- Lack of credit history: If someone does not have a credit history, financial institutions have difficulty assessing their credit risk. Therefore, for some people who are just starting to build their credit history, their credit scores may be relatively low.