中文：

银行为什么要合规管理？

银行作为金融机构，面临着复杂的法律和监管要求，合规管理对于其稳健经营和可持续发展具有重要意义。首先，合规管理是银行履行法律法规义务的表现。银行需要遵守国家法律法规、监管政策以及行业规范等要求，确保自身经营行为的合法性和合规性。其次，合规管理有助于银行防范风险。通过合规管理，银行可以建立健全的风险管理体系，完善内部控制机制，及时发现和纠正违规行为，避免因不合规而引发的风险。此外，合规管理还能提升银行的声誉和信誉度。银行遵守法律法规和行业规范，能够赢得客户和市场的信任和认可，从而提升其市场竞争力。最后，合规管理也是银行持续发展的保障。合规经营能够为银行的长期发展提供稳定的制度环境和法律保障，确保银行的可持续发展。

英文：

Why does the bank need compliance management?

As a financial institution, the bank is facing complex legal and regulatory requirements. Compliance management is of great significance to its stable operation and sustainable development. Firstly, compliance management is the performance of the bank to fulfill its legal obligations. The bank needs to comply with national laws and regulations, regulatory policies, and industry standards to ensure the legitimacy and compliance of its own business activities. Secondly, compliance management helps the bank prevent risks. Through compliance management, the bank can establish a sound risk management system, improve internal control mechanisms, detect and correct违规行为 in a timely manner, and avoid risks caused by non-compliance. In addition, compliance management can also improve the bank's reputation and credibility. By complying with laws and regulations and industry standards, the bank can win the trust and recognition of customers and markets, thus enhancing its market competitiveness. Finally, compliance management is also a guarantee for the sustainable development of the bank. Compliant operation can provide a stable institutional environment and legal guarantee for the long-term development of the bank to ensure its sustainable development.