【中文版】

租赁为什么是中间业务？

首先，我们需要了解什么是租赁。租赁是一种通过租借物品或资产来获得使用权的合同。在租赁合同中，出租人将物品或资产出租给承租人使用，并从中获得租金收入。而承租人则获得在一定期限内使用该物品或资产的权利。

那么，为什么说租赁是中间业务呢？

租赁属于金融服务的一种，它涉及到资金的流动和信用评估。租赁公司需要对承租人的信用状况进行评估，以确保他们在租赁期间能够履行合同义务。此外，租赁公司还需要对出租物品或资产的价值进行评估，以确保其价值能够满足承租人的需求。

在租赁过程中，租赁公司还需要对合同条款进行监督和管理，以确保合同的履行。如果承租人无法履行合同义务，租赁公司需要采取措施进行违约处理。

综上所述，租赁公司通过提供一系列的金融服务，为承租人和出租人搭建了一个平台，使得双方能够达成交易。因此，租赁可以被视为一种中间业务。

【英文版】

Why is leasing an intermediary business?

First, we need to understand what leasing is. Leasing is a contract to obtain the right to use an item or asset by renting it. In a leasing contract, the lessor rents the item or asset to the lessee for a certain period of time, and receives rental income. The lessee obtains the right to use the item or asset during that period.

So why is leasing considered an intermediary business?

Leasing is a type of financial service that involves the flow of funds and credit evaluation. Leasing companies need to assess the credit status of lessees to ensure that they can fulfill their contractual obligations during the lease period. In addition, leasing companies also need to evaluate the value of the leased item or asset to ensure that it meets the lessee's needs.

During the leasing process, leasing companies also need to supervise and manage contract terms to ensure contract fulfillment. If a lessee is unable to fulfill their contractual obligations, leasing companies need to take measures to handle the default.

In summary, leasing companies provide a range of financial services to act as a platform for lessees and lessors to reach a deal. Therefore, leasing can be considered an intermediary business.