中文：

理财赎回是指投资者在理财产品到期或提前终止时，按照合同约定，将自己持有的理财产品所代表的全部权益归还给发行人，同时收回本金和收益。理财赎回是一种投资者自我保护的行为，也是投资者在投资决策中必须考虑的重要因素之一。

在理财赎回的过程中，投资者需要注意一些细节。首先，投资者应该了解赎回的条件和程序，确保自己符合赎回的资格和要求。其次，投资者应该了解赎回的价格和时间，以及赎回后资金的到账时间。最后，投资者应该根据自己的投资目标和风险承受能力等因素，做出合理的赎回决策。

理财赎回的意义在于，它可以帮助投资者在投资中更好地掌握自己的资金流向和投资风险。通过理财赎回，投资者可以及时止损，避免损失扩大；同时也可以调整自己的投资组合，优化资产配置。此外，理财赎回还可以帮助投资者更好地规划自己的财务，提高资金的使用效率。

英文：

Investment redemption refers to the investor's return of all the rights and interests represented by the investment product to the issuer upon its expiration or early termination, together with the principal and returns, in accordance with the contract agreement. Investment redemption is an act of self-protection for investors and is also an important factor that investors must consider in investment decisions.

During the process of investment redemption, investors need to pay attention to some details. First, investors should understand the redemption conditions and procedures to ensure that they meet the redemption qualifications and requirements. Second, investors should understand the redemption price and time, as well as the arrival time of funds after redemption. Finally, investors should make reasonable redemption decisions based on their investment goals and risk tolerance factors.

The significance of investment redemption lies in helping investors better grasp their capital flow and investment risks in their investments. Through investment redemption, investors can stop losses in a timely manner and avoid the expansion of losses. At the same time, they can adjust their investment portfolios, optimize asset allocation. In addition, investment redemption can also help investors better plan their finances and improve the efficiency of fund use.