【中文版】

现在社会上有一种普遍的现象，很多人觉得干什么都不赚钱，尤其是在疫情期间，不少人的收入都受到了影响。其实，赚钱并不是一件容易的事情，有时候需要付出很多努力和时间，才能获得回报。

首先，想要赚钱需要有一个明确的目标和计划。如果没有目标和计划，就像一艘没有方向的船，无论怎么航行都不会到达目的地。因此，我们需要根据自己的兴趣、能力和经验，制定一个可行的计划，并按照计划一步步前进。

其次，赚钱需要有一个积极的心态。有时候我们会遇到很多挫折和困难，这时候我们需要保持耐心和信心，坚持不懈地努力。只有积极的心态才能让我们在逆境中不放弃，不断寻找机会。

最后，赚钱需要不断学习和提升自己的能力。市场变化很快，如果不能跟上市场的步伐，就会被淘汰。因此，我们需要不断学习新知识、新技能，提升自己的竞争力，才能获得更多的机会和回报。

总之，赚钱并不是一件容易的事情，需要付出很多努力和时间。如果我们能够有一个明确的目标和计划，保持积极的心态，并不断学习和提升自己的能力，相信我们一定能够获得更多的机会和回报。

【英文版】

There is a common phenomenon in society that many people feel like they can't earn money no matter what they do, especially during the pandemic when many people's incomes have been affected. Actually, making money is not an easy task, sometimes requiring a lot of effort and time to get a return.

Firstly, to earn money, you need to have a clear goal and plan. If there is no goal or plan, it's like a ship without a destination, no matter how it sails, it will never reach its destination. Therefore, we need to develop a feasible plan based on our interests, abilities, and experience, and follow the plan step by step.

Secondly, to earn money, you need to have a positive mindset. Sometimes we will encounter many setbacks and difficulties, at this time we need to maintain patience and confidence, work hard and never give up. Only a positive mindset can make us not give up in adversity and constantly look for opportunities.

Finally, to earn money, you need to keep learning and improving your abilities. The market changes very fast, if you can't keep up with the market's pace, you will be eliminated. Therefore, we need to constantly learn new knowledge and new skills to enhance our competitiveness and get more opportunities and returns.

In general, earning money is not an easy task and requires a lot of effort and time. If we can have a clear goal and plan, maintain a positive mindset, and constantly learn and improve our abilities, we believe that we will be able to obtain more opportunities and returns.