中文：

工商U盾，全称为工商银行USB Key，是工商银行推出的网上银行数字证书，类似于我们日常使用的U盘。它是工商银行为网上银行客户提供的、用于在网上银行进行身份认证和交易确认的安全工具。

工商U盾采用了国际先进的USB Key集成加密技术和数字签名技术，可以有效地保护网上银行客户的资金安全。在使用工商U盾进行网上银行交易时，只有通过U盾的验证，才能进行资金的转移或支付，从而避免了黑客的攻击和欺诈行为。

工商U盾的使用非常简单，只需要在网上银行操作时插入U盾，然后输入正确的密码即可。同时，工商银行还提供了丰富的U盾管理工具和安全提示，帮助客户更好地管理和使用U盾，确保网上银行交易的安全。

总的来说，工商U盾是工商银行为网上银行客户提供的一种高效、安全的身份认证和交易确认工具，可以有效地保护客户的资金安全。

英文：

ICBC USB Key, also known as industrial and commercial bank USB Key, is an online bank digital certificate launched by ICBC for its online banking customers, similar to the USB flash drive we commonly use. It is a security tool used by ICBC for online banking customers to authenticate their identity and confirm transactions.

ICBC USB Key adopts advanced USB Key integrated encryption technology and digital signature technology, which can effectively protect the financial security of online banking customers. When using ICBC USB Key for online banking transactions, only through the verification of USB Key can the transfer or payment of funds be carried out, thus avoiding hackers' attacks and fraudulent behavior.

The use of ICBC USB Key is very simple. You only need to insert the USB Key when operating online banking, and then enter the correct password. At the same time, ICBC also provides a wealth of USB Key management tools and security tips to help customers better manage and use USB Key and ensure the security of online banking transactions.

Overall, ICBC USB Key is an efficient and secure identity authentication and transaction confirmation tool provided by ICBC for online banking customers, which can effectively protect the financial security of customers.