【中文版】

医保断交会有什么影响？

医保是我国社会保障制度的重要组成部分，为人们提供了医疗保障。然而，如果医保断交，将会对个人的医疗保障和福利待遇产生影响。

首先，医保断交后，个人账户余额将会清零。这意味着，如果医保断交时间过长，个人账户中的余额将会全部清空，无法继续使用。

其次，医保断交还会影响个人的医疗保障。在医保断交期间，如果个人生病需要就医，将无法享受医保报销，需要自己承担全部医疗费用。这将会给个人带来经济压力和财务负担。

此外，医保断交还会影响个人的福利待遇。在一些城市，医保与购房、买车等福利待遇相关联。如果医保断交，将会影响这些福利待遇的获取。

因此，建议大家在缴纳医保时要连续缴纳，不要轻易断交。如果因为某些原因导致医保断交，应该尽快补缴，以避免对个人医疗保障和福利待遇造成影响。

【英文版】

What are the impacts of medical insurance being discontinued?

Medical insurance is an important component of China's social security system, providing people with medical security. However, if medical insurance is discontinued, it will have an impact on individuals' medical security and welfare benefits.

Firstly, if medical insurance is discontinued, the balance in the personal account will be zeroed out. This means that if medical insurance is discontinued for too long, the balance in the personal account will be completely cleared and cannot be used anymore.

Secondly, the discontinuation of medical insurance will also affect an individual's medical security. During the period when medical insurance is discontinued, if an individual becomes ill and needs medical treatment, they will not be able to enjoy medical insurance reimbursement and need to bear all medical expenses themselves. This will bring economic pressure and financial burden to the individual.

In addition, the discontinuation of medical insurance will also affect an individual's welfare benefits. In some cities, medical insurance is related to welfare benefits such as home purchase and car purchase. If medical insurance is discontinued, it will affect the receipt of these welfare benefits.

Therefore, it is recommended that individuals continue to pay medical insurance to avoid discontinuation as much as possible. If medical insurance is discontinued due to certain reasons, it should be paid off as soon as possible to avoid affecting personal medical security and welfare benefits.