个人银行流水单是记录个人银行账户交易明细的重要文件，通过查看个人银行流水单，可以了解个人的财务状况和资金流向。下面将分别介绍中文和英文个人银行流水单的查看重点。

中文版：

在查看个人银行流水单时，主要关注以下几点：

交易日期：查看交易日期是否与实际相符，是否存在异常的日期或时间。

收付款账户：确认交易对手方的账户信息，了解交易对手方的身份和关系。

交易金额：核对交易金额是否与实际相符，是否存在异常的大额或小额交易。

交易类型：了解交易类型，如存款、取款、转账、消费等，以便更好地了解资金流向。

摘要或备注：关注摘要或备注信息，了解交易的具体内容和目的。

通过以上几个方面的核查，可以初步判断个人银行流水单的真实性和可靠性，以及个人的财务状况和资金流向。

英文版：

When viewing personal bank statements, there are several key points to focus on:

Transaction dates: Check if the dates of the transactions are accurate and there are no abnormal dates or times.

Account information: Confirm the account information of the counterparty to understand their identity and relationship with you.

Transaction amounts:核对交易金额是否与实际相符，是否存在异常的大额或小额交易核对transaction amounts to ensure they are accurate and there are no unusually large or small transactions.

Transaction types: Understand the type of transactions, such as deposits, withdrawals, transfers, or expenses, to get a better understanding of the flow of funds.

Memo or notes: Pay attention to the memo or note information to understand the specific content and purpose of the transactions.

By checking these areas, you can initially determine the authenticity and reliability of personal bank statements, as well as your financial status and the flow of funds.