银行间代码，也被称为银行识别码或BIC，是一个用于识别银行和金融机构的代码。这个代码通常由8位或11位字母数字组成，用于在国际间进行金融交易和通信。

中文分析：

银行间代码是用于在国际间进行金融交易和通信的重要标识符。每个银行或金融机构都拥有一个独特的银行间代码，通常由8位或11位字母数字组成。这个代码是由国际标准化组织（ISO）制定的国际标准，旨在提供一种统一的、标准化的方式来识别银行和金融机构。通过使用银行间代码，金融机构可以在国际间进行快速、准确的资金转账和信息交换。在跨境交易中，银行间代码是必不可少的，因为它可以帮助确保交易的准确性和安全性。

英文分析：

The bank-to-bank code, also known as the Bank Identifier Code (BIC), is an important identifier used in international financial transactions and communication. Each bank or financial institution has a unique bank-to-bank code, typically consisting of 8 or 11 alphanumeric characters. This code is an international standard established by the International Organization for Standardization (ISO) to provide a unified and standardized way to identify banks and financial institutions. By using the bank-to-bank code, financial institutions can conduct rapid and accurate fund transfers and information exchange internationally. In cross-border transactions, the bank-to-bank code is essential as it helps to ensure the accuracy and security of transactions.