中文版

工商银行作为中国最大的商业银行之一，其信用卡业务在国内外享有很高的声誉。在众多工商银行信用卡产品中，哪些信用卡的额度相对较高呢？

一般来说，工商银行信用卡的额度与持卡人的信用记录、收入状况、职业背景等多个因素相关。但从卡种来看，工商银行的高端信用卡如“宇宙星座信用卡”、“工银e生活信用卡”等往往拥有更高的信用额度。这些卡种通常要求持卡人拥有较高的信用评分和稳定的收入来源，因此额度也相应更高。

此外，工商银行还会根据市场情况和政策调整不同卡种的信用额度。例如，在某些促销活动中，银行可能会提高某些卡种的额度以吸引更多的客户。

对于持卡人来说，要想获得更高的信用额度，除了选择合适的卡种外，还需要保持良好的信用记录，定期还款，提高个人收入水平等。同时，持卡人还应注意不要过度透支，以免对个人信用记录和财务状况造成不良影响。

英文版

As one of the largest commercial banks in China, Industrial and Commercial Bank of China (ICBC) enjoys a high reputation for its credit card business both domestically and internationally. Among various ICBC credit card products, which ones offer relatively higher credit limits?

Generally speaking, the credit limit of ICBC credit cards is related to the cardholder's credit record, income status, professional background, and other factors. However, from the perspective of card types, high-end credit cards of ICBC such as "Universe Constellation Credit Card" and "ICBC e-Life Credit Card" tend to have higher credit limits. These card types usually require cardholders to have a higher credit score and stable income source, thus the higher credit limits.

In addition, ICBC may adjust the credit limits of different card types based on market conditions and policies. For example, during certain promotional activities, the bank may increase the credit limits of certain card types to attract more customers.

For cardholders, to obtain a higher credit limit, apart from choosing the right card type, they also need to maintain a good credit record, make regular repayments, and increase their personal income level. At the same time, cardholders should also avoid overdrawing to prevent adverse effects on their credit records and financial situation.