中文版

中信银行基金赎回指南

中信银行作为国内领先的金融机构，提供了多样化的基金产品以满足不同投资者的需求。当投资者需要赎回中信银行基金时，需要按照一定的流程进行操作。本文将为您详细介绍中信银行基金的赎回步骤和注意事项。

首先，投资者需要登录中信银行的网上银行系统或前往柜台办理基金赎回业务。在赎回前，建议投资者仔细查看所持有基金的相关信息，包括基金代码、名称、当前净值以及赎回费率等。

接下来，投资者需要选择赎回的基金份额和赎回方式。一般来说，中信银行提供全额赎回和部分赎回两种选择。全额赎回意味着投资者将所持有的基金份额全部赎回，而部分赎回则是投资者选择赎回部分基金份额。此外，投资者还需选择赎回资金的到账方式，通常包括原路返回和指定账户两种方式。

在填写完赎回申请后，投资者需要仔细核对相关信息，确保无误后提交申请。中信银行将在收到申请后进行审核处理，通常在T+n个工作日内完成赎回操作（T为申请日，n为赎回资金到账所需时间，具体以银行公告为准）。

需要注意的是，基金赎回可能会涉及一定的费用，包括赎回费和税费等。投资者在赎回前应了解相关费用标准，并计算好赎回成本。此外，不同基金的赎回规则可能有所不同，投资者在赎回前还应仔细阅读基金合同和招募说明书，了解基金的赎回限制和规定。

总之，中信银行基金赎回操作简单便捷，投资者只需按照银行提供的流程进行操作即可。在赎回过程中，投资者应关注赎回费用、到账时间以及基金的赎回规则等关键信息，以确保赎回操作顺利完成。

英文版

Guide to Redeeming CITIC Bank Funds

As a leading financial institution in China, CITIC Bank offers a diverse range of fund products to meet the needs of different investors. When investors need to redeem CITIC Bank funds, they need to follow a certain process. This article will provide you with a detailed introduction to the redemption steps and considerations for CITIC Bank funds.

Firstly, investors need to log in to the online banking system of CITIC Bank or visit the counter to handle the fund redemption business. Before redemption, it is recommended that investors carefully review the relevant information of the held funds, including the fund code, name, current net value, and redemption fees.

Next, investors need to select the fund shares to be redeemed and the redemption method. Generally, CITIC Bank offers two options: full redemption and partial redemption. Full redemption means that investors will redeem all the fund shares held, while partial redemption allows investors to choose to redeem some of the fund shares. Additionally, investors need to select the method of receiving the redemption proceeds, which usually includes returning to the original payment method or transferring to a specified account.

After filling out the redemption application, investors need to carefully check the relevant information and submit the application after confirming that it is correct. CITIC Bank will review and process the application upon receipt and usually complete the redemption within T+n working days (T is the application date, and n is the number of days required for the redemption proceeds to arrive, as specified in the bank's announcement).

It is worth noting that fund redemption may involve certain fees, including redemption fees and taxes. Investors should understand the relevant fee standards before redemption and calculate the redemption cost. Additionally, different funds may have different redemption rules, so investors should carefully read the fund contract and prospectus before redemption to understand the redemption restrictions and regulations.

Overall, redeeming CITIC Bank funds is a simple and convenient process. Investors only need to follow the process provided by the bank. During the redemption process, investors should pay attention to key information such as redemption fees, arrival time, and the redemption rules of the fund to ensure a smooth redemption operation.