现货白银风险率怎么算

在金融投资领域，现货白银是一种备受关注的投资品种。然而，投资必然伴随着风险，了解现货白银的风险率计算方法对于投资者来说至关重要。

现货白银风险率的计算方法有多种，以下为您详细介绍：

一种常见的计算方法是：风险率=客户账户净值÷持仓占用交易保证金。当账户风险率小于 100%时，即净值小于占用保证金时，意味着客户交易保证金不足，此时需要追加交易保证金，否则客户只能减少持仓数量，直至客户账户风险率等于或者大于 100%。而当客户账户风险率小于 50%时，交易所将对客户剩余持仓进行全部强行平仓。

另一种计算方式为：风险率=持仓保证金÷客户权益×100%，其中客户权益=账户可用资金+初始交易保证金+浮动盈亏。简单来说，风险率等于仓位比例，仓位越大，风险率越高，仓位越小，风险率越低。

还有一种算法是：净值=已用预付款+可用预付款，风险率=净值÷已用预付款×100%=(已用预付款+可用预付款)÷已经预付款×100%。若操作失误且未设置止损点出现抗单现象，亏损首先消耗的是可用预付款，等可用预付款亏完，风险率就达到 100%。此时，系统会通知投资者追加资金，否则将会从已用预付款里扣除；当继续亏损，已用预付款再亏损超过 30%，即风险率低于 70%时，系统会强制平仓。

此外，还有：风险率=账户净值÷持仓占用保证金×100%，净值=已用保证金+可用保证金。交易所规定，持仓风险率小于 100%时，确定预付款不足，需要追加；否则需要减少买入或卖出的手数。当账户风险率达到 50%时，所有的未平仓合约将全部强行平仓。

风险率=当前权益÷占用保证金×100%，当前权益就是当前账户总资产，占用保证金就是购买现货花的保证金。例如，客户账户总共有 10 万资金，满仓全买了现货产品，那么当前权益就是 10 万，占用保证金也是 10 万，10 除以 10=1，风险率=100%，这个时候系统会提示客户增加保证金或者减少持仓。如果客户亏损了 5 万，那么当前权益就是 5 万，占用保证金还是 10 万，5 万除以 10 万=0.5，风险率就变成了 50%，此时系统就会强行平掉客户所有仓位，也就是爆仓。

总之，了解现货白银风险率的计算方法，有助于投资者更好地控制风险，做出明智的投资决策。

How to Calculate the Risk Rate of Spot Silver

In the field of financial investment, spot silver is an investment variety that attracts much attention. However, investment is inevitably accompanied by risks. Understanding the calculation method of the risk rate of spot silver is crucial for investors.

There are several calculation methods for the risk rate of spot silver. Here are the details for you:

One common calculation method is: The risk rate = the net value of the client's account ÷ the trading margin occupied by the position . When the risk rate of the account is less than 100%, that is, when the net value is less than the occupied margin, it means that the client's trading margin is insufficient. At this time, the trading margin needs to be added. Otherwise, the client can only reduce the number of positions until the risk rate of the client's account is equal to or greater than 100%. When the risk rate of the client's account is less than 50%, the exchange will forcibly liquidate all the remaining positions of the client.

Another calculation method is: The risk rate = the position margin ÷ the client's equity × 100%, where the client's equity = the available funds in the account + the initial trading margin + the floating profit and loss . Simply put, the risk rate is equal to the position ratio. The larger the position, the higher the risk rate, and the smaller the position, the lower the risk rate.

There is also an algorithm: The net value = the used advance payment + the available advance payment, and the risk rate = the net value ÷ the used advance payment × 100% = (the used advance payment + the available advance payment) ÷ the used advance payment × 100% . If there is a wrong operation and no stop-loss point is set, and the phenomenon of resisting the order occurs, the loss first consumes the available advance payment. When the available advance payment is exhausted, the risk rate reaches 100%. At this time, the system will notify the investor to add funds, otherwise it will be deducted from the used advance payment; when the loss continues and the used advance payment loses more than 30%, that is, when the risk rate is less than 70%, the system will forcibly liquidate the position.

In addition, there is also: The risk rate = the account net value ÷ the occupied margin × 100%, and the net value = the used margin + the available margin . The exchange stipulates that when the position risk rate is less than 100%, it is determined that the advance payment is insufficient and needs to be added; otherwise, the number of buys or sells needs to be reduced. When the risk rate of the account reaches 50%, all the open positions will be forcibly liquidated.

The risk rate = the current equity ÷ the occupied margin × 100%. The current equity is the total assets of the current account, and the occupied margin is the margin spent on purchasing spot products . For example, if the client's account has a total of 100,000 funds and buys spot products in full position, then the current equity is 100,000, and the occupied margin is also 100,000. 10 divided by 10 = 1, and the risk rate = 100%. At this time, the system will prompt the client to increase the margin or reduce the position. If the client loses 50,000, then the current equity is 50,000, and the occupied margin is still 100,000. 50,000 divided by 100,000 = 0.5, and the risk rate becomes 50%. At this time, the system will forcibly liquidate all the client's positions, that is, a forced liquidation.

In conclusion, understanding the calculation method of the risk rate of spot silver helps investors better control risks and make wise investment decisions.