【中文版】

两融保证金是指在融资融券交易中，投资者为了获得融资融券额度而缴纳的保证金。简单来说，就是投资者向证券公司或银行等机构借入资金或证券，用于购买股票或其他投资品种，并缴纳一定比例的保证金以控制投资风险。

在融资融券交易中，投资者需要向证券公司或银行等机构申请融资融券额度，并按照规定的比例缴纳保证金。一般来说，保证金比例越高，投资者需要缴纳的保证金就越少，但相应的融资融券额度也会降低。

两融保证金的缴纳是融资融券交易中的重要环节，投资者需要根据自己的风险承受能力和投资目的合理选择保证金比例。同时，投资者也需要关注保证金的补缴和扣缴情况，确保融资融券交易的正常进行。

总之，两融保证金是指在融资融券交易中，投资者为了获得融资融券额度而缴纳的保证金，是融资融券交易中的重要环节。投资者需要根据自己的风险承受能力和投资目的合理选择保证金比例，并关注保证金的补缴和扣缴情况。

【英文版】

Margin deposit refers to the guarantee money deposited by investors in margin trading. In other words, investors borrow funds or securities from securities companies or banks and use them to buy stocks or other investment vehicles, and deposit a certain proportion of margin to control investment risks.

In margin trading, investors need to apply for margin trading credit from securities companies or banks and pay the margin deposit according to the prescribed ratio. Generally speaking, the higher the margin ratio, the less the margin deposit needed by investors, but the corresponding margin credit limit will be reduced.

The payment of margin deposit is an important link in margin trading. Investors need to choose the margin ratio reasonably according to their risk tolerance and investment objectives. At the same time, investors also need to pay attention to the replenishment and payment of margin deposits to ensure the normal operation of margin trading.

In summary, margin deposit refers to the guarantee money deposited by investors in margin trading, which is an important link in margin trading. Investors need to choose the margin ratio reasonably according to their risk tolerance and investment objectives, and pay attention to the replenishment and payment of margin deposits.