好英语网【中文版】
汇票是出票人签发的，委托付款人在见票时或者在指定日期无条件支付确定的金额给收款人或者持票人的票据。汇票是一种无条件的支付命令，它要求付款人在指定的时间内支付一定金额给收款人。
汇票通常分为以下几种类型：
- 银行汇票：由银行签发，由其在见票时按照实际结算金额无条件支付给收款人或者持票人的票据。
- 商业汇票：由出票人签发，委托付款人在指定日期无条件支付确定的金额给收款人或持票人的票据。商业汇票分为带息汇票和不带息汇票。
- 汇票的背书：汇票在转让过程中，持票人在汇票背面签字或盖章，以证明该汇票的合法性和有效性。
总之，汇票是一种便捷的支付工具，广泛用于企业之间的贸易往来和其他经济活动。
【英文版】
A bill of exchange is a negotiable instrument issued by the drawer, which authorizes the payee to demand payment of a specified sum of money from the payer on demand or on a fixed date. A bill of exchange is an unconditional payment order, requiring the payer to pay the specified sum of money to the payee within a specified time period.
There are several types of bills of exchange, including:
- Banker's draft: A bill of exchange issued by a bank and payable on demand by the bank in the actual amount of settlement to the payee or holder of the instrument.
- Commercial bill of exchange: A bill of exchange issued by the drawer and authorizing the payer to pay a specified sum of money to the payee or holder on a fixed date. Commercial bills of exchange are divided into interest-bearing and non-interest-bearing bills.
- Endorsement of the bill: In the process of transfer, the holder of the bill signs or stamps it on the back to prove its legitimacy and validity.
In general, bills of exchange are convenient payment tools widely used in trade and other economic activities between enterprises.
