中文：

静态风险是指在没有进行决策或采取行动之前就已经存在的风险。它通常是指那些在特定情况下可能发生或可能不发生的风险，例如自然灾害、政治动荡等。

静态风险的特点是它们不受人类决策和行动的影响，是客观存在的。这些风险可能对个人、组织或整个社会造成损失，但人们无法完全避免或消除它们的影响。

对于静态风险，人们可以采取一些措施来减轻其影响，例如购买保险、制定应急计划等。此外，人们还可以通过提高风险管理意识、加强风险管理措施等方式来降低静态风险所带来的损失。

在投资领域中，静态风险通常指那些不可预测的市场风险和信用风险等。投资者可以通过分散投资、多元化投资等方式来降低这些风险的影响。

总之，静态风险是一种客观存在的风险，人们可以采取一些措施来减轻其影响，但无法完全避免或消除它们的影响。在面对静态风险时，人们需要保持冷静、理性应对，并采取有效的风险管理措施。

英文：

Static risk refers to risks that exist prior to any decisions or actions being taken. It typically refers to risks that may or may not occur under specific circumstances, such as natural disasters, political unrest, etc.

The characteristics of static risks are that they are unaffected by human decisions and actions and are objective existences. These risks may cause losses to individuals, organizations, or the entire society, but people cannot completely avoid or eliminate their impact.

For static risks, people can take some measures to reduce their impact, such as buying insurance, developing emergency plans, etc. In addition, people can also reduce the losses caused by static risks by raising awareness of risk management and strengthening risk management measures.

In the investment field, static risks typically refer to unpredictable market risks and credit risks. Investors can reduce the impact of these risks by diversifying investments, investing in a wide range of assets, etc.

In summary, static risk is an objective existent risk that cannot be completely avoided or eliminated. When facing static risks, people need to remain calm and respond in a rational manner, and take effective risk management measures.