中文：

车子脱保是指在保险期满后，车辆未及时续保或购买保险而处于无保险状态。在这种情况下，车辆可能会面临一些风险和问题。

首先，车辆脱保后，如果发生交通事故或车辆损坏，车主需要自行承担修理费用或赔偿责任，而无法获得保险公司的赔偿。这可能会给车主带来经济上的压力和负担。

其次，车辆脱保后，如果车辆被盗或被损坏，车主也无法获得保险公司的赔偿。这可能会导致车主失去车辆或面临经济损失。

此外，车辆脱保后，车主在行驶过程中可能会因为没有保险而感到不安和紧张，这可能会影响驾驶安全。

因此，为了避免车子脱保所带来的问题和风险，车主应该在保险期满前及时续保或购买保险，以确保车辆始终处于有保险状态。同时，车主也应该注意车辆的保养和维护，以避免车辆损坏或被盗的风险。

英文：

The vehicle is out of insurance when it fails to be renewed or purchased insurance after the expiration of the insurance period, resulting in the vehicle being uninsured. In this situation, the vehicle may face some risks and problems.

Firstly, after the vehicle is out of insurance, if a traffic accident or vehicle damage occurs, the owner needs to bear the repair costs or compensation liability by themselves, without compensation from the insurance company. This may bring economic pressure and burden to the car owner.

Secondly, after the vehicle is out of insurance, if the vehicle is stolen or damaged, the owner cannot obtain compensation from the insurance company. This may cause the car owner to lose their vehicle or face economic losses.

In addition, after the vehicle is out of insurance, the driver may feel uneasy and nervous when driving without insurance, which may affect driving safety.

Therefore, in order to avoid the problems and risks brought about by the vehicle being out of insurance, the owner should renew or purchase insurance before the expiration of the insurance period to ensure that the vehicle is always insured. At the same time, car owners should also pay attention to the maintenance and upkeep of the vehicle to avoid the risk of vehicle damage or theft.